paymentus holdings inc - PAY

PAY

Close Chg Chg %
24.85 0.39 1.57%

Closed Market

25.24

+0.39 (1.57%)

Volume: 270.31K

Last Updated:

Apr 2, 2026, 3:59 PM EDT

Company Overview: paymentus holdings inc - PAY

PAY Key Data

Open

$24.39

Day Range

24.07 - 25.60

52 Week Range

22.02 - 40.43

Market Cap

$3.17B

Shares Outstanding

125.72M

Public Float

57.03M

Beta

1.44

Rev. Per Employee

N/A

P/E Ratio

48.67

EPS

$0.53

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

542.42K

 

PAY Performance

1 Week
 
2.98%
 
1 Month
 
-2.36%
 
3 Months
 
-11.38%
 
1 Year
 
4.56%
 
5 Years
 
N/A
 

PAY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 8
Full Ratings ➔

About paymentus holdings inc - PAY

Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. Its products offer customers electronic bill payment experiences powered by an omni-channel payment infrastructure that allows consumers to pay their bills using their preferred payment type and channel. The company was founded by Dushyant Sharma in 2004 and is headquartered in Charlotte, NC.

PAY At a Glance

Paymentus Holdings, Inc.
11605 North Community House Road
Charlotte, North Carolina 28277
Phone 1-888-440-4826 Revenue 1.20B
Industry Miscellaneous Commercial Services Net Income 66.94M
Sector Commercial Services 2025 Sales Growth 37.254%
Fiscal Year-end 12 / 2026 Employees 1,340
View SEC Filings

PAY Valuation

P/E Current 48.669
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 60.938
Price to Sales Ratio 3.409
Price to Book Ratio 7.079
Price to Cash Flow Ratio 25.16
Enterprise Value to EBITDA 32.256
Enterprise Value to Sales 3.143
Total Debt to Enterprise Value 0.002

PAY Efficiency

Revenue/Employee 892,915.672
Income Per Employee 49,952.985
Receivables Turnover 11.555
Total Asset Turnover 1.881

PAY Liquidity

Current Ratio 4.465
Quick Ratio 4.465
Cash Ratio 3.283

PAY Profitability

Gross Margin 24.767
Operating Margin 6.313
Pretax Margin 7.127
Net Margin 5.594
Return on Assets 10.521
Return on Equity 12.799
Return on Total Capital 11.80
Return on Invested Capital 12.667

PAY Capital Structure

Total Debt to Total Equity 1.223
Total Debt to Total Capital 1.208
Total Debt to Total Assets 1.003
Long-Term Debt to Equity 0.814
Long-Term Debt to Total Capital 0.804
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Paymentus Holdings Inc - PAY

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
497.00M 614.49M 871.75M 1.20B
Sales Growth
+25.66% +23.64% +41.86% +37.25%
Cost of Goods Sold (COGS) incl D&A
353.22M 440.53M 641.66M 900.16M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
26.34M 30.60M 36.48M 41.06M
Depreciation
3.33M 871.00K 817.00K 666.00K
Amortization of Intangibles
23.00M 29.73M 35.67M 40.39M
COGS Growth
+26.76% +24.72% +45.66% +40.29%
Gross Income
143.78M 173.96M 230.09M 296.34M
Gross Income Growth
+23.01% +20.99% +32.26% +28.79%
Gross Profit Margin
+28.93% +28.31% +26.39% +24.77%
2022 2023 2024 2025 5-year trend
SG&A Expense
146.75M 155.87M 185.23M 220.80M
Research & Development
41.22M 44.25M 51.33M 61.47M
Other SG&A
105.53M 111.62M 133.90M 159.33M
SGA Growth
+40.02% +6.21% +18.84% +19.20%
Other Operating Expense
- - - -
-
Unusual Expense
- - - -
-
EBIT after Unusual Expense
(2.98M) 18.09M 44.86M 75.54M
Non Operating Income/Expense
1.67M 7.03M 9.09M 9.73M
Non-Operating Interest Income
1.66M 7.02M 8.74M 9.51M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
- - - -
-
Interest Expense Growth
- - - -
-
Gross Interest Expense
- - - -
-
Interest Capitalized
- - - -
-
Pretax Income
(1.31M) 25.12M 53.94M 85.28M
Pretax Income Growth
-112.62% +2,020.80% +114.71% +58.08%
Pretax Margin
-0.26% +4.09% +6.19% +7.13%
Income Tax
(795.00K) 2.80M 9.78M 18.34M
Income Tax - Current - Domestic
1.30M 1.33M 9.98M 18.50M
Income Tax - Current - Foreign
875.00K 1.06M 1.14M (213.00K)
Income Tax - Deferred - Domestic
(3.02M) 388.00K (1.33M) (24.00K)
Income Tax - Deferred - Foreign
47.00K 26.00K (16.00K) 74.00K
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(513.00K) 22.32M 44.17M 66.94M
Minority Interest Expense
- - - -
-
Net Income
(513.00K) 22.32M 44.17M 66.94M
Net Income Growth
-105.52% +4,451.27% +97.87% +51.55%
Net Margin Growth
-0.10% +3.63% +5.07% +5.59%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(513.00K) 22.32M 44.17M 66.94M
Preferred Dividends
- - - -
-
Net Income Available to Common
(513.00K) 22.32M 44.17M 66.94M
EPS (Basic)
-0.0042 0.1807 0.3551 0.5344
EPS (Basic) Growth
-107.19% +4,402.38% +96.51% +50.49%
Basic Shares Outstanding
122.10M 123.51M 124.37M 125.25M
EPS (Diluted)
-0.0042 0.1785 0.3458 0.5184
EPS (Diluted) Growth
-107.19% +4,350.00% +93.73% +49.91%
Diluted Shares Outstanding
122.10M 125.07M 127.71M 129.11M
EBITDA
23.36M 48.69M 81.34M 116.60M
EBITDA Growth
-16.49% +108.45% +67.05% +43.34%
EBITDA Margin
+4.70% +7.92% +9.33% +9.74%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 38.571
Number of Ratings 8 Current Quarters Estimate 0.177
FY Report Date 06 / 2026 Current Year's Estimate 0.761
Last Quarter’s Earnings 0.18 Median PE on CY Estimate N/A
Year Ago Earnings 0.66 Next Fiscal Year Estimate 0.98
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 7 7 7
Mean Estimate 0.18 0.20 0.76 0.98
High Estimates 0.22 0.22 0.87 1.07
Low Estimate 0.14 0.15 0.60 0.85
Coefficient of Variance 14.83 13.15 12.56 8.72

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 4 4 3
OVERWEIGHT 2 2 2
HOLD 2 2 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Paymentus Holdings Inc - PAY

Date Name Shares Transaction Value
May 20, 2025 Sanjay Kalra SVP and CFO 504,532 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 0.00
May 20, 2025 Sanjay Kalra SVP and CFO 479,532 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $40.02 per share 19,190,870.64
May 20, 2025 Andrew A. Gerber General Counsel and Secretary 106,400 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 0.00

Paymentus Holdings Inc in the News