paymentus holdings inc - PAY

PAY

Close Chg Chg %
31.29 0.34 1.09%

Closed Market

31.63

+0.34 (1.09%)

Volume: 344.32K

Last Updated:

Dec 24, 2025, 12:59 PM EDT

Company Overview: paymentus holdings inc - PAY

PAY Key Data

Open

$31.07

Day Range

30.98 - 31.63

52 Week Range

22.65 - 40.43

Market Cap

$3.92B

Shares Outstanding

125.43M

Public Float

50.54M

Beta

1.48

Rev. Per Employee

N/A

P/E Ratio

68.63

EPS

$0.48

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

688.05K

 

PAY Performance

1 Week
 
5.05%
 
1 Month
 
-8.93%
 
3 Months
 
1.18%
 
1 Year
 
-4.21%
 
5 Years
 
N/A
 

PAY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 7
Full Ratings ➔

About paymentus holdings inc - PAY

Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. Its products offer customers electronic bill payment experiences powered by an omni-channel payment infrastructure that allows consumers to pay their bills using their preferred payment type and channel. The company was founded by Dushyant Sharma in 2004 and is headquartered in Charlotte, NC.

PAY At a Glance

Paymentus Holdings, Inc.
11605 North Community House Road
Charlotte, North Carolina 28277
Phone 1-888-440-4826 Revenue 871.75M
Industry Miscellaneous Commercial Services Net Income 44.17M
Sector Commercial Services 2024 Sales Growth 41.865%
Fiscal Year-end 12 / 2025 Employees 1,307
View SEC Filings

PAY Valuation

P/E Current 68.635
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 94.477
Price to Sales Ratio 4.786
Price to Book Ratio 8.399
Price to Cash Flow Ratio 65.57
Enterprise Value to EBITDA 48.825
Enterprise Value to Sales 4.556
Total Debt to Enterprise Value 0.002

PAY Efficiency

Revenue/Employee 666,981.637
Income Per Employee 33,794.185
Receivables Turnover 7.077
Total Asset Turnover 1.594

PAY Liquidity

Current Ratio 4.238
Quick Ratio 4.238
Cash Ratio 2.568

PAY Profitability

Gross Margin 26.394
Operating Margin 5.146
Pretax Margin 6.188
Net Margin 5.067
Return on Assets 8.077
Return on Equity 9.652
Return on Total Capital 8.941
Return on Invested Capital 9.497

PAY Capital Structure

Total Debt to Total Equity 1.731
Total Debt to Total Capital 1.702
Total Debt to Total Assets 1.428
Long-Term Debt to Equity 1.301
Long-Term Debt to Total Capital 1.279
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Paymentus Holdings Inc - PAY

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
395.52M 497.00M 614.49M 871.75M
Sales Growth
+31.07% +25.66% +23.64% +41.86%
Cost of Goods Sold (COGS) incl D&A
278.64M 353.22M 440.53M 641.66M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
15.90M 26.34M 30.60M 36.48M
Depreciation
3.60M 3.33M 871.00K 817.00K
Amortization of Intangibles
12.30M 23.00M 29.73M 35.67M
COGS Growth
+33.23% +26.76% +24.72% +45.66%
Gross Income
116.88M 143.78M 173.96M 230.09M
Gross Income Growth
+26.18% +23.01% +20.99% +32.26%
Gross Profit Margin
+29.55% +28.93% +28.31% +26.39%
2021 2022 2023 2024 5-year trend
SG&A Expense
104.81M 146.75M 155.87M 185.23M
Research & Development
34.12M 41.22M 44.25M 51.33M
Other SG&A
70.69M 105.53M 111.62M 133.90M
SGA Growth
+41.25% +40.02% +6.21% +18.84%
Other Operating Expense
- - - -
-
Unusual Expense
- - - 1.70M
-
EBIT after Unusual Expense
10.37M (2.98M) 18.09M 44.86M
Non Operating Income/Expense
(1.00K) 1.67M 7.03M 9.09M
Non-Operating Interest Income
- 1.66M 7.02M 8.74M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
- - - 6.00K
-
Interest Expense Growth
- - - -
-
Gross Interest Expense
- - - 6.00K
-
Interest Capitalized
- - - -
-
Pretax Income
10.37M (1.31M) 25.12M 53.94M
Pretax Income Growth
-43.55% -112.62% +2,020.80% +114.71%
Pretax Margin
+2.62% -0.26% +4.09% +6.19%
Income Tax
1.07M (795.00K) 2.80M 9.78M
Income Tax - Current - Domestic
915.00K 1.30M 1.33M 9.98M
Income Tax - Current - Foreign
811.00K 875.00K 1.06M 1.14M
Income Tax - Deferred - Domestic
(765.00K) (3.02M) 388.00K (1.33M)
Income Tax - Deferred - Foreign
105.00K 47.00K 26.00K (16.00K)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
9.30M (513.00K) 22.32M 44.17M
Minority Interest Expense
- - - -
-
Net Income
9.30M (513.00K) 22.32M 44.17M
Net Income Growth
-32.17% -105.52% +4,451.27% +97.87%
Net Margin Growth
+2.35% -0.10% +3.63% +5.07%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
9.30M (513.00K) 22.32M 44.17M
Preferred Dividends
- - - 2.26M
-
Net Income Available to Common
7.04M (513.00K) 22.32M 44.17M
EPS (Basic)
0.0584 -0.0042 0.1807 0.3551
EPS (Basic) Growth
-19.56% -107.19% +4,402.38% +96.51%
Basic Shares Outstanding
120.64M 122.10M 123.51M 124.37M
EPS (Diluted)
0.0584 -0.0042 0.1785 0.3458
EPS (Diluted) Growth
-19.56% -107.19% +4,350.00% +93.73%
Diluted Shares Outstanding
120.64M 122.10M 125.07M 127.71M
EBITDA
27.97M 23.36M 48.69M 81.34M
EBITDA Growth
-4.54% -16.49% +108.45% +67.05%
EBITDA Margin
+7.07% +4.70% +7.92% +9.33%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 39.00
Number of Ratings 7 Current Quarters Estimate 0.166
FY Report Date 12 / 2025 Current Year's Estimate 0.657
Last Quarter’s Earnings 0.20 Median PE on CY Estimate N/A
Year Ago Earnings 0.51 Next Fiscal Year Estimate 0.765
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 6 7 7
Mean Estimate 0.17 0.17 0.66 0.77
High Estimates 0.20 0.22 0.72 0.88
Low Estimate 0.13 0.14 0.59 0.63
Coefficient of Variance 15.86 16.18 6.90 11.81

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 3 2 3
OVERWEIGHT 2 2 2
HOLD 2 2 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Paymentus Holdings Inc - PAY

Date Name Shares Transaction Value
May 20, 2025 Sanjay Kalra SVP and CFO 504,532 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 0.00
May 20, 2025 Sanjay Kalra SVP and CFO 479,532 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $40.02 per share 19,190,870.64
May 20, 2025 Andrew A. Gerber General Counsel and Secretary 106,400 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 0.00

Paymentus Holdings Inc in the News