pagseguro digital ltd - PAGS

PAGS

Close Chg Chg %
9.75 -0.01 -0.05%

Closed Market

9.74

-0.01 (0.05%)

Volume: 863.00K

Last Updated:

Dec 24, 2025, 12:59 PM EDT

Company Overview: pagseguro digital ltd - PAGS

PAGS Key Data

Open

$9.76

Day Range

9.68 - 9.77

52 Week Range

6.11 - 11.16

Market Cap

$3.21B

Shares Outstanding

329.61M

Public Float

208.21M

Beta

1.44

Rev. Per Employee

N/A

P/E Ratio

7.49

EPS

$1.29

Yield

0.14%

Dividend

$0.12

EX-DIVIDEND DATE

Oct 6, 2025

SHORT INTEREST

N/A

AVERAGE VOLUME

4.20M

 

PAGS Performance

1 Week
 
1.99%
 
1 Month
 
-6.97%
 
3 Months
 
-2.89%
 
1 Year
 
52.82%
 
5 Years
 
-81.88%
 

PAGS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 15
Full Ratings ➔

About pagseguro digital ltd - PAGS

PagSeguro Digital Ltd. engages in the provision of financial technology solutions focused on consumers, individual entrepreneurs, micro-merchants, small companies and medium-sized companies in Brazil. Its business model covers the following pillars: Multiple digital payment solutions; In-person payments via POS devices that sell to merchants; Free digital accounts; Issuer of prepaid cards to clients for spending or withdrawing account balances, and Operating as an acquirer. The company was founded in 2006 and is headquartered in Sau Paulo, Brazil.

PAGS At a Glance

PagSeguro Digital Ltd.
Avenida Brigadeiro Faria Lima
São Paulo, Sao Paulo 01451-001
Phone 55-11-3038-8123 Revenue 3.40B
Industry Miscellaneous Commercial Services Net Income 392.58M
Sector Commercial Services 2024 Sales Growth 8.332%
Fiscal Year-end 12 / 2025 Employees 10,121
View SEC Filings

PAGS Valuation

P/E Current 7.493
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 5.04
Price to Sales Ratio 0.588
Price to Book Ratio 0.801
Price to Cash Flow Ratio N/A
Enterprise Value to EBITDA 5.43
Enterprise Value to Sales 2.239
Total Debt to Enterprise Value 0.869

PAGS Efficiency

Revenue/Employee 336,017.383
Income Per Employee 38,788.465
Receivables Turnover 0.36
Total Asset Turnover 0.294

PAGS Liquidity

Current Ratio 1.512
Quick Ratio 1.512
Cash Ratio 0.145

PAGS Profitability

Gross Margin 47.644
Operating Margin 32.501
Pretax Margin 12.981
Net Margin 11.544
Return on Assets 3.392
Return on Equity 15.395
Return on Total Capital 4.367
Return on Invested Capital 9.853

PAGS Capital Structure

Total Debt to Total Equity 278.58
Total Debt to Total Capital 73.586
Total Debt to Total Assets 56.053
Long-Term Debt to Equity 78.292
Long-Term Debt to Total Capital 20.68
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Pagseguro Digital Ltd - PAGS

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
1.91B 2.94B 3.14B 3.40B
Sales Growth
+47.25% +53.79% +6.95% +8.33%
Cost of Goods Sold (COGS) incl D&A
1.08B 1.46B 1.64B 1.78B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
142.43M 218.93M 271.41M 296.97M
Depreciation
- - - -
-
Amortization of Intangibles
- - - -
-
COGS Growth
+46.64% +35.01% +12.56% +8.62%
Gross Income
829.91M 1.48B 1.50B 1.62B
Gross Income Growth
+48.04% +78.19% +1.43% +8.02%
Gross Profit Margin
+43.48% +50.38% +47.78% +47.64%
2021 2022 2023 2024 5-year trend
SG&A Expense
436.69M 496.46M 421.83M 514.99M
Research & Development
- - - -
-
Other SG&A
436.69M 496.46M 421.83M 514.99M
SGA Growth
+94.30% +13.69% -15.03% +22.09%
Other Operating Expense
- - - -
-
Unusual Expense
- - - -
-
EBIT after Unusual Expense
393.22M 982.38M 1.08B 1.11B
Non Operating Income/Expense
29.06M (31.49M) (19.73M) 31.18M
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
146.52M 610.23M 654.58M 695.00M
Interest Expense Growth
+591.89% +316.49% +7.27% +6.17%
Gross Interest Expense
146.52M 610.23M 654.58M 695.00M
Interest Capitalized
- - - -
-
Pretax Income
275.76M 340.65M 403.83M 441.47M
Pretax Income Growth
-19.85% +23.53% +18.55% +9.32%
Pretax Margin
+14.45% +11.61% +12.86% +12.98%
Income Tax
59.62M 49.29M 72.76M 48.89M
Income Tax - Current - Domestic
22.20M 11.76M 20.39M 48.45M
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
37.42M 37.53M 52.37M 435.92K
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
216.13M 291.37M 331.08M 392.58M
Minority Interest Expense
- - - 33.73K
-
Net Income
216.10M 291.37M 331.08M 392.58M
Net Income Growth
-13.70% +34.83% +13.63% +18.58%
Net Margin Growth
+11.32% +9.93% +10.55% +11.54%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
216.10M 291.37M 331.08M 392.58M
Preferred Dividends
- - - -
-
Net Income Available to Common
216.10M 291.37M 331.08M 392.58M
EPS (Basic)
0.6542253 0.8907293 1.028804 1.2419576
EPS (Basic) Growth
-13.97% +36.15% +15.50% +20.72%
Basic Shares Outstanding
330.31M 327.11M 321.81M 316.10M
EPS (Diluted)
0.6506 0.885 1.022 1.2287
EPS (Diluted) Growth
-14.30% +36.03% +15.48% +20.23%
Diluted Shares Outstanding
332.17M 329.23M 323.96M 319.51M
EBITDA
535.65M 1.20B 1.35B 1.40B
EBITDA Growth
+31.02% +124.27% +12.34% +3.91%
EBITDA Margin
+28.06% +40.93% +42.99% +41.23%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 63.164
Number of Ratings 15 Current Quarters Estimate 2.218
FY Report Date 12 / 2025 Current Year's Estimate 7.629
Last Quarter’s Earnings 1.921 Median PE on CY Estimate N/A
Year Ago Earnings 6.917 Next Fiscal Year Estimate 8.427
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 8 6 13 13
Mean Estimate 2.22 1.91 7.63 8.43
High Estimates 2.46 2.21 8.09 9.31
Low Estimate 2.08 1.67 7.12 7.80
Coefficient of Variance 6.18 9.87 3.19 5.15

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 9 9 10
OVERWEIGHT 0 0 0
HOLD 5 5 5
UNDERWEIGHT 0 0 0
SELL 1 1 1
MEAN Overweight Overweight Overweight

Pagseguro Digital Ltd in the News