About ncino inc. - NCNO
nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.
NCNO At a Glance
nCino, Inc.
6770 Parker Farm Drive
Wilmington, North Carolina 28405
| Phone | 1-888-676-2466 | Revenue | 594.78M | |
| Industry | Packaged Software | Net Income | 5.18M | |
| Sector | Technology Services | 2026 Sales Growth | 10.011% | |
| Fiscal Year-end | 01 / 2027 | Employees | 1,684 | |
| View SEC Filings |
NCNO Valuation
| P/E Current | 127.581 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 471.302 |
| Price to Sales Ratio | 4.105 |
| Price to Book Ratio | 2.303 |
| Price to Cash Flow Ratio | 27.11 |
| Enterprise Value to EBITDA | 42.023 |
| Enterprise Value to Sales | 4.446 |
| Total Debt to Enterprise Value | 0.105 |
NCNO Efficiency
| Revenue/Employee | 353,195.368 |
| Income Per Employee | 3,076.01 |
| Receivables Turnover | 3.571 |
| Total Asset Turnover | 0.365 |
NCNO Liquidity
| Current Ratio | 0.938 |
| Quick Ratio | 0.938 |
| Cash Ratio | 0.301 |
NCNO Profitability
| Gross Margin | 57.416 |
| Operating Margin | 3.475 |
| Pretax Margin | 1.128 |
| Net Margin | 0.871 |
| Return on Assets | 0.318 |
| Return on Equity | 0.483 |
| Return on Total Capital | 0.388 |
| Return on Invested Capital | 0.391 |
NCNO Capital Structure
| Total Debt to Total Equity | 26.394 |
| Total Debt to Total Capital | 20.882 |
| Total Debt to Total Assets | 16.91 |
| Long-Term Debt to Equity | 25.916 |
| Long-Term Debt to Total Capital | 20.504 |