About open lending corp. - LPRO
Open Lending Corp. provides lending enablement and risk analytics to credit unions, regional banks and the captive finance companies of original equipment manufacturers (OEM Captives). It specializes in risk-based pricing and modeling and provides automated decision-technology for automotive lenders throughout the United States. The firm addresses the financing needs of near-prime and non-prime borrowers, or borrowers with a credit score who are underserved in the automotive finance industry. The company was founded by John J. Flynn, Sandy Watkins and Ross M. Jessup in 2000 and is headquartered in Austin, TX.
LPRO At a Glance
Open Lending Corp.
1501 South MoPac Expressway
Austin, Texas 78746
| Phone | 1-512-892-0400 | Revenue | 93.22M | |
| Industry | Packaged Software | Net Income | -4,236,000.00 | |
| Sector | Technology Services | 2025 Sales Growth | 288.016% | |
| Fiscal Year-end | 12 / 2026 | Employees | 164 | |
| View SEC Filings |
LPRO Valuation
| P/E Current | N/A |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 1.972 |
| Price to Book Ratio | 2.433 |
| Price to Cash Flow Ratio | N/A |
| Enterprise Value to EBITDA | 9.955 |
| Enterprise Value to Sales | 0.897 |
| Total Debt to Enterprise Value | 1.052 |
LPRO Efficiency
| Revenue/Employee | 568,396.341 |
| Income Per Employee | -25,829.268 |
| Receivables Turnover | 3.209 |
| Total Asset Turnover | 0.345 |
LPRO Liquidity
| Current Ratio | 4.521 |
| Quick Ratio | 4.521 |
| Cash Ratio | 3.821 |
LPRO Profitability
| Gross Margin | 75.525 |
| Operating Margin | 6.43 |
| Pretax Margin | -5.76 |
| Net Margin | -4.544 |
| Return on Assets | -1.566 |
| Return on Equity | -5.536 |
| Return on Total Capital | -2.599 |
| Return on Invested Capital | -2.301 |
LPRO Capital Structure
| Total Debt to Total Equity | 117.456 |
| Total Debt to Total Capital | 54.014 |
| Total Debt to Total Assets | 36.431 |
| Long-Term Debt to Equity | 106.254 |
| Long-Term Debt to Total Capital | 48.862 |