jack henry & associates inc. - JKHY

JKHY

Close Chg Chg %
159.83 -0.38 -0.24%

Open Market

159.45

-0.38 (0.24%)

Volume: 182.68K

Last Updated:

Sep 9, 2026, 11:30 AM EDT

Company Overview: jack henry & associates inc. - JKHY

JKHY Key Data

Open

$159.84

Day Range

157.55 - 160.12

52 Week Range

121.04 - 193.39

Market Cap

$11.61B

Shares Outstanding

70.11M

Public Float

69.69M

Beta

0.56

Rev. Per Employee

N/A

P/E Ratio

23.73

EPS

$6.99

Yield

148.91%

Dividend

$0.61

EX-DIVIDEND DATE

Sep 4, 2026

SHORT INTEREST

N/A

AVERAGE VOLUME

935.50K

 

JKHY Performance

1 Week
 
-3.51%
 
1 Month
 
2.49%
 
3 Months
 
24.64%
 
1 Year
 
-0.18%
 
5 Years
 
-5.45%
 

JKHY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 20
Full Ratings ➔

About jack henry & associates inc. - JKHY

Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

JKHY At a Glance

Jack Henry & Associates, Inc.
663 Highway 60
Monett, Missouri 65708-8215
Phone 1-417-235-6652 Revenue 2.50B
Industry Packaged Software Net Income 502.78M
Sector Technology Services 2026 Sales Growth 5.095%
Fiscal Year-end 06 / 2027 Employees 7,300
View SEC Filings

JKHY Valuation

P/E Current 23.735
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 19.737
Price to Sales Ratio 3.975
Price to Book Ratio 4.704
Price to Cash Flow Ratio 13.02
Enterprise Value to EBITDA 12.163
Enterprise Value to Sales 4.001
Total Debt to Enterprise Value 0.008

JKHY Efficiency

Revenue/Employee 341,961.096
Income Per Employee 68,873.425
Receivables Turnover 6.298
Total Asset Turnover 0.79

JKHY Liquidity

Current Ratio 1.026
Quick Ratio 1.026
Cash Ratio 0.022

JKHY Profitability

Gross Margin 43.116
Operating Margin 24.357
Pretax Margin 26.15
Net Margin 20.141
Return on Assets 15.906
Return on Equity 24.04
Return on Total Capital 23.607
Return on Invested Capital 23.421

JKHY Capital Structure

Total Debt to Total Equity 3.793
Total Debt to Total Capital 3.654
Total Debt to Total Assets 2.427
Long-Term Debt to Equity 3.355
Long-Term Debt to Total Capital 3.233
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Jack Henry & Associates Inc. - JKHY

Collapse All in section
All values USD millions. 2023 2024 2025 2026 5-year trend
Sales/Revenue
2.08B 2.22B 2.38B 2.50B
Sales Growth
+6.94% +6.63% +7.21% +5.10%
Cost of Goods Sold (COGS) incl D&A
1.22B 1.30B 1.36B 1.42B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
190.73M 199.90M 204.75M 213.24M
Depreciation
48.72M 46.34M 43.70M 42.10M
Amortization of Intangibles
142.01M 153.56M 161.05M 171.14M
COGS Growth
+8.01% +6.32% +4.98% +4.35%
Gross Income
858.64M 919.40M 1.01B 1.08B
Gross Income Growth
+5.45% +7.08% +10.35% +6.09%
Gross Profit Margin
+41.33% +41.50% +42.71% +43.12%
2023 2024 2025 2026 5-year trend
SG&A Expense
377.95M 413.95M 445.83M 468.27M
Research & Development
142.68M 147.60M 162.77M 174.64M
Other SG&A
235.27M 266.35M 283.06M 293.63M
SGA Growth
+11.28% +9.52% +7.70% +5.03%
Other Operating Expense
- - - -
-
Unusual Expense
- - 20.62M (26.99M)
-
EBIT after Unusual Expense
480.69M 484.82M 568.72M 635.03M
Non Operating Income/Expense
8.96M 29.58M 27.76M 23.14M
Non-Operating Interest Income
8.96M 25.01M 27.76M 23.14M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
15.07M 16.38M 10.44M 5.39M
Interest Expense Growth
+532.26% +8.70% -36.29% -48.39%
Gross Interest Expense
15.07M 16.38M 10.44M 5.39M
Interest Capitalized
- - - -
-
Pretax Income
474.57M 498.02M 586.04M 652.79M
Pretax Income Growth
+0.49% +4.94% +17.67% +11.39%
Pretax Margin
+22.84% +22.48% +24.67% +26.15%
Income Tax
107.93M 116.20M 130.29M 150.01M
Income Tax - Current - Domestic
156.13M 117.11M 133.78M 23.98M
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
(48.20M) (909.00K) (3.50M) 126.03M
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
366.65M 381.82M 455.75M 502.78M
Minority Interest Expense
- - - -
-
Net Income
366.65M 381.82M 455.75M 502.78M
Net Income Growth
+1.03% +4.14% +19.36% +10.32%
Net Margin Growth
+17.65% +17.23% +19.19% +20.14%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
366.65M 381.82M 455.75M 502.78M
Preferred Dividends
- - - -
-
Net Income Available to Common
366.65M 381.82M 455.75M 502.78M
EPS (Basic)
5.0282 5.2399 6.2539 6.996
EPS (Basic) Growth
+1.59% +4.21% +19.35% +11.87%
Basic Shares Outstanding
72.92M 72.87M 72.87M 71.87M
EPS (Diluted)
5.016 5.2286 6.2393 6.9788
EPS (Diluted) Growth
+1.57% +4.24% +19.33% +11.85%
Diluted Shares Outstanding
73.10M 73.03M 73.05M 72.04M
EBITDA
671.41M 705.35M 773.47M 821.28M
EBITDA Growth
+2.94% +5.05% +9.66% +6.18%
EBITDA Margin
+32.32% +31.84% +32.56% +32.90%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 188.40
Number of Ratings 20 Current Quarters Estimate 2.07
FY Report Date 09 / 2026 Current Year's Estimate 7.346
Last Quarter’s Earnings 1.57 Median PE on CY Estimate N/A
Year Ago Earnings 6.98 Next Fiscal Year Estimate 8.031
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 16 16 17 15
Mean Estimate 2.07 1.78 7.35 8.03
High Estimates 2.20 1.84 7.48 8.37
Low Estimate 1.93 1.57 6.97 7.68
Coefficient of Variance 3.35 3.40 1.38 2.11

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 11 11 10
OVERWEIGHT 2 2 2
HOLD 5 5 4
UNDERWEIGHT 1 1 1
SELL 1 1 1
MEAN Overweight Overweight Overweight

Insider Actions for Jack Henry & Associates Inc. - JKHY

Date Name Shares Transaction Value
Dec 4, 2025 David B. Foss Director 128,133 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $174.92 per share 22,413,024.36
Nov 20, 2025 Thomas A. Wimsett Director 39,875 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Thomas A. Wimsett Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Wesley A. Brown Director 93,749 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Wesley A. Brown Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Thomas Hampton Wilson Director 16,652 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Thomas Hampton Wilson Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Shruti S. Miyashiro Director 14,454 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Shruti S. Miyashiro Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Lisa M. Nelson Director 1,524 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Lisa M. Nelson Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Curtis A. Campbell Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Curtis A. Campbell Director 3,315 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Shanon G. McLachlan COO 1,420 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $160.83 per share 228,378.60

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