About jack henry & associates inc. - JKHY
Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.
JKHY At a Glance
Jack Henry & Associates, Inc.
663 Highway 60
Monett, Missouri 65708-8215
| Phone | 1-417-235-6652 | Revenue | 2.38B | |
| Industry | Packaged Software | Net Income | 455.75M | |
| Sector | Technology Services | 2025 Sales Growth | 7.21% | |
| Fiscal Year-end | 06 / 2026 | Employees | 7,240 | |
| View SEC Filings |
JKHY Valuation
| P/E Current | 28.128 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 28.877 |
| Price to Sales Ratio | 5.541 |
| Price to Book Ratio | 6.159 |
| Price to Cash Flow Ratio | 20.52 |
| Enterprise Value to EBITDA | 16.949 |
| Enterprise Value to Sales | 5.519 |
| Total Debt to Enterprise Value | 0.004 |
JKHY Efficiency
| Revenue/Employee | 328,078.453 |
| Income Per Employee | 62,948.619 |
| Receivables Turnover | 6.706 |
| Total Asset Turnover | 0.779 |
JKHY Liquidity
| Current Ratio | 1.13 |
| Quick Ratio | 1.13 |
| Cash Ratio | 0.19 |
JKHY Profitability
| Gross Margin | 42.712 |
| Operating Margin | 23.943 |
| Pretax Margin | 24.672 |
| Net Margin | 19.187 |
| Return on Assets | 14.946 |
| Return on Equity | 22.941 |
| Return on Total Capital | 20.887 |
| Return on Invested Capital | 22.091 |
JKHY Capital Structure
| Total Debt to Total Equity | 2.402 |
| Total Debt to Total Capital | 2.346 |
| Total Debt to Total Assets | 1.643 |
| Long-Term Debt to Equity | 1.961 |
| Long-Term Debt to Total Capital | 1.915 |