jack henry & associates inc. - JKHY

JKHY

Close Chg Chg %
185.18 0.95 0.51%

Closed Market

186.13

+0.95 (0.51%)

Volume: 330.64K

Last Updated:

Dec 26, 2025, 4:00 PM EDT

Company Overview: jack henry & associates inc. - JKHY

JKHY Key Data

Open

$184.74

Day Range

184.72 - 186.38

52 Week Range

144.13 - 196.00

Market Cap

$13.40B

Shares Outstanding

72.38M

Public Float

71.99M

Beta

0.73

Rev. Per Employee

N/A

P/E Ratio

28.13

EPS

$6.60

Yield

123.66%

Dividend

$0.58

EX-DIVIDEND DATE

Dec 2, 2025

SHORT INTEREST

N/A

AVERAGE VOLUME

825.64K

 

JKHY Performance

1 Week
 
0.37%
 
1 Month
 
6.13%
 
3 Months
 
23.97%
 
1 Year
 
4.69%
 
5 Years
 
17.43%
 

JKHY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 17
Full Ratings ➔

About jack henry & associates inc. - JKHY

Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

JKHY At a Glance

Jack Henry & Associates, Inc.
663 Highway 60
Monett, Missouri 65708-8215
Phone 1-417-235-6652 Revenue 2.38B
Industry Packaged Software Net Income 455.75M
Sector Technology Services 2025 Sales Growth 7.21%
Fiscal Year-end 06 / 2026 Employees 7,240
View SEC Filings

JKHY Valuation

P/E Current 28.128
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 28.877
Price to Sales Ratio 5.541
Price to Book Ratio 6.159
Price to Cash Flow Ratio 20.52
Enterprise Value to EBITDA 16.949
Enterprise Value to Sales 5.519
Total Debt to Enterprise Value 0.004

JKHY Efficiency

Revenue/Employee 328,078.453
Income Per Employee 62,948.619
Receivables Turnover 6.706
Total Asset Turnover 0.779

JKHY Liquidity

Current Ratio 1.13
Quick Ratio 1.13
Cash Ratio 0.19

JKHY Profitability

Gross Margin 42.712
Operating Margin 23.943
Pretax Margin 24.672
Net Margin 19.187
Return on Assets 14.946
Return on Equity 22.941
Return on Total Capital 20.887
Return on Invested Capital 22.091

JKHY Capital Structure

Total Debt to Total Equity 2.402
Total Debt to Total Capital 2.346
Total Debt to Total Assets 1.643
Long-Term Debt to Equity 1.961
Long-Term Debt to Total Capital 1.915
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Jack Henry & Associates Inc. - JKHY

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
1.94B 2.08B 2.22B 2.38B
Sales Growth
+10.50% +6.94% +6.63% +7.21%
Cost of Goods Sold (COGS) incl D&A
1.13B 1.22B 1.30B 1.36B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
177.62M 190.73M 199.90M 204.75M
Depreciation
50.79M 48.72M 46.34M 43.70M
Amortization of Intangibles
126.83M 142.01M 153.56M 161.05M
COGS Growth
+6.13% +8.01% +6.32% +4.98%
Gross Income
814.27M 858.64M 919.40M 1.01B
Gross Income Growth
+17.19% +5.45% +7.08% +10.35%
Gross Profit Margin
+41.91% +41.33% +41.50% +42.71%
2022 2023 2024 2025 5-year trend
SG&A Expense
339.65M 377.95M 413.95M 445.83M
Research & Development
121.36M 142.68M 147.60M 162.77M
Other SG&A
218.30M 235.27M 266.35M 283.06M
SGA Growth
+14.71% +11.28% +9.52% +7.70%
Other Operating Expense
- - - -
-
Unusual Expense
- - - 20.62M
-
EBIT after Unusual Expense
474.62M 480.69M 484.82M 568.72M
Non Operating Income/Expense
32.00K 8.96M 29.58M 27.76M
Non-Operating Interest Income
32.00K 8.96M 25.01M 27.76M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
2.38M 15.07M 16.38M 10.44M
Interest Expense Growth
+108.39% +532.26% +8.70% -36.29%
Gross Interest Expense
2.38M 15.07M 16.38M 10.44M
Interest Capitalized
- - - -
-
Pretax Income
472.27M 474.57M 498.02M 586.04M
Pretax Income Growth
+18.74% +0.49% +4.94% +17.67%
Pretax Margin
+24.31% +22.84% +22.48% +24.67%
Income Tax
109.35M 107.93M 116.20M 130.29M
Income Tax - Current - Domestic
77.48M 156.13M 117.11M 133.78M
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
31.87M (48.20M) (909.00K) (3.50M)
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
362.92M 366.65M 381.82M 455.75M
Minority Interest Expense
- - - -
-
Net Income
362.92M 366.65M 381.82M 455.75M
Net Income Growth
+16.52% +1.03% +4.14% +19.36%
Net Margin Growth
+18.68% +17.65% +17.23% +19.19%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
362.92M 366.65M 381.82M 455.75M
Preferred Dividends
- - - -
-
Net Income Available to Common
362.92M 366.65M 381.82M 455.75M
EPS (Basic)
4.9495 5.0282 5.2399 6.2539
EPS (Basic) Growth
+20.05% +1.59% +4.21% +19.35%
Basic Shares Outstanding
73.32M 72.92M 72.87M 72.87M
EPS (Diluted)
4.9386 5.016 5.2286 6.2393
EPS (Diluted) Growth
+19.96% +1.57% +4.24% +19.33%
Diluted Shares Outstanding
73.49M 73.10M 73.03M 73.05M
EBITDA
652.24M 671.41M 705.35M 773.47M
EBITDA Growth
-6.37% +2.94% +5.05% +9.66%
EBITDA Margin
+33.57% +32.32% +31.84% +32.56%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 183.154
Number of Ratings 17 Current Quarters Estimate 1.425
FY Report Date 12 / 2025 Current Year's Estimate 6.492
Last Quarter’s Earnings 1.97 Median PE on CY Estimate N/A
Year Ago Earnings 6.24 Next Fiscal Year Estimate 6.99
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 13 13 14 14
Mean Estimate 1.42 1.49 6.49 6.99
High Estimates 1.50 1.54 6.80 7.54
Low Estimate 1.35 1.43 6.43 6.82
Coefficient of Variance 3.48 2.09 1.52 2.54

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 7 5 3
OVERWEIGHT 0 1 2
HOLD 9 10 12
UNDERWEIGHT 0 0 0
SELL 1 1 1
MEAN Overweight Overweight Hold

Insider Actions for Jack Henry & Associates Inc. - JKHY

Date Name Shares Transaction Value
Dec 4, 2025 David B. Foss Director 128,133 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $174.92 per share 22,413,024.36
Nov 20, 2025 Thomas A. Wimsett Director 39,875 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Thomas A. Wimsett Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Wesley A. Brown Director 93,749 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Wesley A. Brown Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Thomas Hampton Wilson Director 16,652 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Thomas Hampton Wilson Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Shruti S. Miyashiro Director 14,454 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Shruti S. Miyashiro Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Lisa M. Nelson Director 1,524 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Lisa M. Nelson Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Curtis A. Campbell Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Curtis A. Campbell Director 3,315 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Nov 20, 2025 Shanon G. McLachlan COO 1,420 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $160.83 per share 228,378.60
May 16, 2025 Renee A. Swearingen Sr VP & Chief Accounting Offic 693 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $179.1 per share 124,116.30

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