international money express inc - IMXI
IMXI
Close Chg Chg %
15.39 0.01 0.03%
Open Market
15.39
+0.01 (0.03%)
Volume: 43.93K
Last Updated:
Dec 26, 2025, 3:36 PM EDT
Company Overview: international money express inc - IMXI
IMXI Key Data
| Open $15.38 | Day Range 15.36 - 15.39 |
| 52 Week Range 8.58 - 21.40 | Market Cap $457.37M |
| Shares Outstanding 29.72M | Public Float 27.69M |
| Beta 0.88 | Rev. Per Employee N/A |
| P/E Ratio 12.05 | EPS $1.29 |
| Yield 0.00% | Dividend N/A |
| EX-DIVIDEND DATE | SHORT INTEREST N/A |
| AVERAGE VOLUME 225.68K |
IMXI Performance
| 1 Week | 0.16% | ||
| 1 Month | 0.95% | ||
| 3 Months | 8.27% | ||
| 1 Year | -25.46% | ||
| 5 Years | -2.93% |
IMXI Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
5
Full Ratings ➔
About international money express inc - IMXI
International Money Express, Inc. engages in the provision of money transmittal services. It offers online money transfer, in person wire transfer, check processing, prepaid debit card, bill payment, and telewire services. The company was founded in 1994 and is headquartered in Miami, FL.
IMXI At a Glance
International Money Express, Inc.
9100 South Dadeland Boulevard
Miami, Florida 33156-2934
| Phone | 1-305-671-8000 | Revenue | 569.71M | |
| Industry | Miscellaneous Commercial Services | Net Income | 58.82M | |
| Sector | Commercial Services | Employees | 523 | |
| Fiscal Year-end | 12 / 2025 | |||
| View SEC Filings |
IMXI Valuation
| P/E Current | 12.054 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 11.633 |
| Price to Sales Ratio | 1.201 |
| Price to Book Ratio | 4.716 |
| Price to Cash Flow Ratio | 12.89 |
| Enterprise Value to EBITDA | 29.78 |
| Enterprise Value to Sales | 1.291 |
| Total Debt to Enterprise Value | 0.247 |
IMXI Efficiency
| Revenue/Employee | 1,089,302.103 |
| Income Per Employee | 112,468.451 |
| Receivables Turnover | 5.219 |
| Total Asset Turnover | 1.096 |
IMXI Liquidity
| Current Ratio | 1.959 |
| Quick Ratio | 1.959 |
| Cash Ratio | 0.859 |
IMXI Profitability
| Gross Margin | 10.329 |
| Operating Margin | 1.94 |
| Pretax Margin | 14.617 |
| Net Margin | 10.325 |
| Return on Assets | 11.321 |
| Return on Equity | 41.429 |
| Return on Total Capital | 18.579 |
| Return on Invested Capital | 17.746 |
IMXI Capital Structure
| Total Debt to Total Equity | 134.648 |
| Total Debt to Total Capital | 57.383 |
| Total Debt to Total Assets | 39.291 |
| Long-Term Debt to Equity | 129.855 |
| Long-Term Debt to Total Capital | 55.34 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for International Money Express Inc - IMXI
Collapse All in section
| All values USD millions. | 2021 | 2022 | 2023 | 2024 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| 396.37M | 473.88M | 570.83M | 569.71M | |
Sales Growth
| +27.68% | +19.56% | +20.46% | -0.20% | |
Cost of Goods Sold (COGS) incl D&A
| 360.01M | 426.50M | 514.82M | 510.86M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| 9.49M | 9.47M | 12.87M | 13.64M | |
Depreciation
| 4.33M | 5.23M | 7.98M | 9.65M | |
Amortization of Intangibles
| 5.16M | 4.24M | 4.88M | 4.00M | |
COGS Growth
| +27.55% | +18.47% | +20.71% | -0.77% | |
Gross Income
| 36.36M | 47.39M | 56.01M | 58.85M | |
Gross Income Growth
| +28.98% | +30.33% | +18.19% | +5.07% | |
Gross Profit Margin
| +9.17% | +10.00% | +9.81% | +10.33% |
| 2021 | 2022 | 2023 | 2024 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 28.03M | 34.41M | 47.78M | 47.79M | |
Research & Development
| - | - | - | - | - |
Other SG&A
| 28.03M | 34.41M | 47.78M | 47.79M | |
SGA Growth
| +28.55% | +22.74% | +38.85% | +0.03% | |
Other Operating Expense
| - | - | - | - | - |
Unusual Expense
| 3.01M | 3.00M | 445.00K | 4.88M | |
EBIT after Unusual Expense
| 5.32M | 9.97M | 7.78M | 6.17M | |
Non Operating Income/Expense
| 62.53M | 72.94M | 87.71M | 88.84M | |
Non-Operating Interest Income
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| 4.54M | 5.63M | 10.43M | 11.74M | |
Interest Expense Growth
| -30.90% | +24.07% | +85.22% | +12.65% | |
Gross Interest Expense
| 4.54M | 5.63M | 10.43M | 11.74M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| 63.31M | 77.28M | 85.06M | 83.27M | |
Pretax Income Growth
| +36.75% | +22.05% | +10.07% | -2.11% | |
Pretax Margin
| +15.97% | +16.31% | +14.90% | +14.62% | |
Income Tax
| 16.47M | 19.95M | 25.55M | 24.45M | |
Income Tax - Current - Domestic
| 15.53M | 20.30M | 27.64M | 24.34M | |
Income Tax - Current - Foreign
| 212.00K | 148.00K | 532.00K | 560.00K | |
Income Tax - Deferred - Domestic
| 734.00K | (503.00K) | (2.62M) | (417.00K) | |
Income Tax - Deferred - Foreign
| - | - | (6.00K) | (31.00K) | - |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| 46.84M | 57.33M | 59.52M | 58.82M | |
Minority Interest Expense
| - | - | - | - | - |
Net Income
| 46.84M | 57.33M | 59.52M | 58.82M | |
Net Income Growth
| +38.65% | +22.39% | +3.81% | -1.17% | |
Net Margin Growth
| +11.82% | +12.10% | +10.43% | +10.32% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| 46.84M | 57.33M | 59.52M | 58.82M | |
Preferred Dividends
| - | - | - | - | - |
Net Income Available to Common
| 46.84M | 57.33M | 59.52M | 58.82M | |
EPS (Basic)
| 1.2175 | 1.5194 | 1.6716 | 1.8137 | |
EPS (Basic) Growth
| +37.17% | +24.80% | +10.02% | +8.50% | |
Basic Shares Outstanding
| 38.47M | 37.73M | 35.60M | 32.43M | |
EPS (Diluted)
| 1.1979 | 1.4843 | 1.6337 | 1.7906 | |
EPS (Diluted) Growth
| +36.00% | +23.91% | +10.07% | +9.60% | |
Diluted Shares Outstanding
| 39.10M | 38.63M | 36.43M | 32.85M | |
EBITDA
| 17.82M | 22.45M | 21.09M | 24.70M | |
EBITDA Growth
| +3.53% | +25.99% | -6.03% | +17.08% | |
EBITDA Margin
| +4.49% | +4.74% | +3.70% | +4.33% |
Snapshot
| Average Recommendation | HOLD | Average Target Price | 16.00 | |
| Number of Ratings | 5 | Current Quarters Estimate | 0.459 | |
| FY Report Date | 12 / 2025 | Current Year's Estimate | 1.75 | |
| Last Quarter’s Earnings | 0.385 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | 2.14 | Next Fiscal Year Estimate | 1.859 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 4 | 3 | 4 | 4 |
| Mean Estimate | 0.46 | 0.35 | 1.75 | 1.86 |
| High Estimates | 0.52 | 0.40 | 1.93 | 2.14 |
| Low Estimate | 0.40 | 0.32 | 1.65 | 1.61 |
| Coefficient of Variance | 13.74 | 12.76 | 7.57 | 15.08 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 0 | 0 | 0 |
| OVERWEIGHT | 0 | 0 | 0 |
| HOLD | 5 | 5 | 7 |
| UNDERWEIGHT | 0 | 0 | 0 |
| SELL | 0 | 0 | 0 |
| MEAN | Hold | Hold | Hold |
SEC Filings for International Money Express Inc - IMXI
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for International Money Express Inc - IMXI
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Apr 4, 2025 | Debra A. Bradford Director | 24,171 | Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $12.78 per share | 308,905.38 |
| Apr 4, 2025 | Laura I Maydón Director | 32,903 | Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $12.78 per share | 420,500.34 |
| Apr 4, 2025 | Michael J. Purcell Director | 67,142 | Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $12.78 per share | 858,074.76 |
| Mar 17, 2025 | Robert W. Lisy CEO, President & Chairman; Director | 399,551 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 6,121,121.32 |
| Mar 17, 2025 | Christopher D. Hunt COO | 71,279 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $14.7 per share | 1,047,801.30 |
| Mar 17, 2025 | Christopher D. Hunt COO | 71,709 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 1,098,581.88 |
| Mar 17, 2025 | Christopher D. Hunt COO | 72,278 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 1,107,298.96 |
| Mar 17, 2025 | Christopher D. Hunt COO | 72,841 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $18.43 per share | 1,342,459.63 |
| Mar 17, 2025 | Joseph Aguilar President - GM, Latin America | 110,799 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $14.7 per share | 1,628,745.30 |
| Mar 17, 2025 | Joseph Aguilar President - GM, Latin America | 111,981 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 1,715,548.92 |
| Mar 17, 2025 | Joseph Aguilar President - GM, Latin America | 113,119 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 1,732,983.08 |
| Mar 17, 2025 | Joseph Aguilar President - GM, Latin America | 114,008 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $18.43 per share | 2,101,167.44 |
| Mar 17, 2025 | Andras Q. Bende Chief Financial Officer | 120,953 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $14.7 per share | 1,778,009.10 |
| Mar 17, 2025 | Andras Q. Bende Chief Financial Officer | 121,867 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 1,867,002.44 |
| Mar 17, 2025 | Andras Q. Bende Chief Financial Officer | 123,005 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 1,884,436.60 |
| Mar 17, 2025 | Andras Q. Bende Chief Financial Officer | 123,953 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $18.43 per share | 2,284,453.79 |
| Mar 17, 2025 | John B. Rincon Director | 255,288 | Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $13.3 per share | 3,395,330.40 |
| Mar 17, 2025 | Robert W. Lisy CEO, President & Chairman; Director | 383,216 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $14.7 per share | 5,633,275.20 |
| Mar 17, 2025 | Robert W. Lisy CEO, President & Chairman; Director | 391,895 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $15.32 per share | 6,003,831.40 |
| Mar 17, 2025 | Robert W. Lisy CEO, President & Chairman; Director | 408,740 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $18.43 per share | 7,533,078.20 |