guidewire software inc. - GWRE

GWRE

Close Chg Chg %
189.59 -0.58 -0.31%

Closed Market

189.01

-0.58 (0.31%)

Volume: 751.76K

Last Updated:

Oct 23, 2026, 3:59 PM EDT

Company Overview: guidewire software inc. - GWRE

GWRE Key Data

Open

$189.08

Day Range

189.08 - 191.33

52 Week Range

102.30 - 255.89

Market Cap

$14.91B

Shares Outstanding

81.99M

Public Float

81.28M

Beta

1.03

Rev. Per Employee

N/A

P/E Ratio

111.54

EPS

$1.65

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

1.18M

 

GWRE Performance

1 Week
 
11.93%
 
1 Month
 
29.84%
 
3 Months
 
36.73%
 
1 Year
 
-24.56%
 
5 Years
 
53.10%
 

GWRE Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 18
Full Ratings ➔

About guidewire software inc. - GWRE

Guidewire Software, Inc. is engaged in the provision of a technology platform, which combines core systems of record with digital, analytics, and artificial intelligence applications. The firm offers the following suite of products: Guidewire InsuranceSuite and Guidewire InsuranceNow. The Guidewire InsuranceSuite is a configurable and scalable product, delivered as a service, and primarily consisting of three core applications, such as PolicyCenter, ClaimCenter, and BillingCenter, that can be subscribed separately or together. InsuranceNow is a complete, cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. The company was founded by Marcus S. Ryu on September 20, 2001 and is headquartered in San Mateo, CA.

GWRE At a Glance

Guidewire Software, Inc.
970 Park Place
San Mateo, California 94403
Phone 1-650-357-9100 Revenue 1.48B
Industry Information Technology Services Net Income 139.28M
Sector Technology Services 2026 Sales Growth 22.695%
Fiscal Year-end 07 / 2027 Employees 4,174
View SEC Filings

GWRE Valuation

P/E Current 111.54
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 93.169
Price to Sales Ratio 8.795
Price to Book Ratio 10.437
Price to Cash Flow Ratio 33.30
Enterprise Value to EBITDA 60.362
Enterprise Value to Sales 8.77
Total Debt to Enterprise Value 0.055

GWRE Efficiency

Revenue/Employee 353,465.022
Income Per Employee 33,369.19
Receivables Turnover 4.41
Total Asset Turnover 0.557

GWRE Liquidity

Current Ratio 1.738
Quick Ratio 1.738
Cash Ratio 1.133

GWRE Profitability

Gross Margin 64.045
Operating Margin 10.261
Pretax Margin 11.124
Net Margin 9.441
Return on Assets 5.258
Return on Equity 10.508
Return on Total Capital 7.297
Return on Invested Capital 6.862

GWRE Capital Structure

Total Debt to Total Equity 59.897
Total Debt to Total Capital 37.46
Total Debt to Total Assets 27.746
Long-Term Debt to Equity 58.918
Long-Term Debt to Total Capital 36.848
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Guidewire Software Inc. - GWRE

Collapse All in section
All values USD millions. 2023 2024 2025 2026 5-year trend
Sales/Revenue
905.34M 980.50M 1.20B 1.48B
Sales Growth
+11.41% +8.30% +22.64% +22.70%
Cost of Goods Sold (COGS) incl D&A
447.13M 397.14M 450.41M 530.46M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
26.17M 40.13M 43.81M 62.96M
Depreciation
19.28M 16.84M 18.31M 21.25M
Amortization of Intangibles
6.89M 5.47M 5.44M 6.70M
COGS Growth
-2.88% -11.18% +13.41% +17.77%
Gross Income
458.21M 583.36M 752.05M 944.90M
Gross Income Growth
+30.09% +27.31% +28.92% +25.64%
Gross Profit Margin
+50.61% +59.50% +62.54% +64.05%
2023 2024 2025 2026 5-year trend
SG&A Expense
577.84M 635.79M 710.81M 793.51M
Research & Development
249.75M 269.38M 296.16M 340.10M
Other SG&A
328.10M 366.41M 414.65M 453.42M
SGA Growth
+5.33% +10.03% +11.80% +11.64%
Other Operating Expense
- - - -
-
Unusual Expense
30.66M 2.10M 55.87M 1.02M
EBIT after Unusual Expense
(150.29M) (54.53M) (14.63M) 150.36M
Non Operating Income/Expense
22.91M 34.43M 77.23M 27.08M
Non-Operating Interest Income
24.39M 43.48M 56.63M 48.56M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
6.72M 6.74M 13.21M 13.32M
Interest Expense Growth
-65.46% +0.33% +96.07% +0.86%
Gross Interest Expense
6.72M 6.74M 13.21M 13.32M
Interest Capitalized
- - - -
-
Pretax Income
(134.09M) (26.84M) 49.40M 164.12M
Pretax Income Growth
+41.63% +79.99% +284.05% +232.25%
Pretax Margin
-14.81% -2.74% +4.11% +11.12%
Income Tax
(22.24M) (20.73M) (20.41M) 24.83M
Income Tax - Current - Domestic
1.12M 2.45M 4.62M 7.60M
Income Tax - Current - Foreign
3.90M 3.56M 4.66M 3.76M
Income Tax - Deferred - Domestic
(27.18M) (26.25M) (29.92M) 12.86M
Income Tax - Deferred - Foreign
(82.00K) (494.00K) 235.00K 616.00K
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(111.86M) (6.10M) 69.80M 139.28M
Minority Interest Expense
- - - -
-
Net Income
(111.86M) (6.10M) 69.80M 139.28M
Net Income Growth
+38.01% +94.54% +1,243.77% +99.53%
Net Margin Growth
-12.36% -0.62% +5.81% +9.44%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(111.86M) (6.10M) 69.80M 139.28M
Preferred Dividends
- - - -
-
Net Income Available to Common
(111.86M) (6.10M) 69.80M 139.28M
EPS (Basic)
-1.3612 -0.0742 0.8325 1.6544
EPS (Basic) Growth
+36.95% +94.55% +1,221.97% +98.73%
Basic Shares Outstanding
82.18M 82.29M 83.85M 84.19M
EPS (Diluted)
-1.3612 -0.0742 0.8125 1.6308
EPS (Diluted) Growth
+36.95% +94.55% +1,195.01% +100.71%
Diluted Shares Outstanding
82.18M 82.29M 85.91M 85.41M
EBITDA
(93.46M) (12.30M) 85.05M 214.35M
EBITDA Growth
+36.65% +86.83% +791.21% +152.02%
EBITDA Margin
-10.32% -1.25% +7.07% +14.53%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 216.615
Number of Ratings 18 Current Quarters Estimate 0.747
FY Report Date 10 / 2026 Current Year's Estimate 4.189
Last Quarter’s Earnings 0.99 Median PE on CY Estimate N/A
Year Ago Earnings 3.43 Next Fiscal Year Estimate 5.338
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 15 13 14 14
Mean Estimate 0.75 1.08 4.19 5.34
High Estimates 1.10 1.32 4.86 6.10
Low Estimate 0.48 0.84 3.30 4.32
Coefficient of Variance 21.78 11.30 10.00 9.79

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 12 12 11
OVERWEIGHT 2 2 4
HOLD 4 4 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Buy

Insider Actions for Guidewire Software Inc. - GWRE

Date Name Shares Transaction Value
Oct 21, 2026 John Mullen President 178,247 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $185 per share 32,975,695.00
Oct 6, 2026 Mike Rosenbaum Chief Executive Officer; Director 277,266 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $152.52 per share 42,288,610.32
Sep 15, 2026 Winston J. King Chief Admin Officer, Gen Couns 38,052 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Sep 15, 2026 Winston J. King Chief Admin Officer, Gen Couns 8,034 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Sep 15, 2026 Mike Rosenbaum Chief Executive Officer; Director 230,082 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $145.87 per share 33,562,061.34
Sep 15, 2026 Mike Rosenbaum Chief Executive Officer; Director 45,906 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Sep 15, 2026 Jeff Cooper Chief Financial Officer 80,769 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Sep 15, 2026 Jeff Cooper Chief Financial Officer 18,650 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Sep 15, 2026 John Mullen President 35,004 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00

Guidewire Software Inc. in the News