green dot corp. - GDOT

GDOT

Close Chg Chg %
13.20 0.01 0.04%

Pre-Market

13.20

+0.01 (0.04%)

Volume: 1.12M

Last Updated:

Dec 4, 2025, 3:59 PM EDT

Company Overview: green dot corp. - GDOT

GDOT Key Data

Open

$13.25

Day Range

13.17 - 13.48

52 Week Range

6.12 - 15.41

Market Cap

$732.69M

Shares Outstanding

55.55M

Public Float

48.77M

Beta

0.84

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$0.84

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

1.21M

 

GDOT Performance

1 Week
 
4.93%
 
1 Month
 
14.10%
 
3 Months
 
-3.86%
 
1 Year
 
25.38%
 
5 Years
 
-76.14%
 

GDOT Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 3
Full Ratings ➔

About green dot corp. - GDOT

Green Dot Corp. is a financial technology and registered bank holding company. It engages in providing modern banking and money movement products that are accessible for all. It operates through the following segments: Consumer Services, Business to Business (B2B) Services, Money Movement Services, and Corporate and Other. The Consumer Services segment consists of checking accounts, prepaid cards, secured credit cards, and gift cards. The B2B Services segment covers the partnerships with some of the consumer and technology companies. The Money Movement segment includes facilitating the movement of cash on behalf of consumers and businesses, such as money processing services and tax refund processing services. The company was founded by Steven W. Streit on October 1, 1999 and is headquartered in Provo, UT.

GDOT At a Glance

Green Dot Corp.
1675 North Freedom Boulevard
Provo, Utah 84604
Phone 1-626-765-2000 Revenue 1.72B
Industry Finance/Rental/Leasing Net Income -26,702,000.00
Sector Finance 2024 Sales Growth 14.823%
Fiscal Year-end 12 / 2025 Employees 1,150
View SEC Filings

GDOT Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 0.33
Price to Book Ratio 0.66
Price to Cash Flow Ratio 7.00
Enterprise Value to EBITDA -7.739
Enterprise Value to Sales -0.573
Total Debt to Enterprise Value -0.06

GDOT Efficiency

Revenue/Employee 1,499,022.609
Income Per Employee -23,219.13
Receivables Turnover 13.059
Total Asset Turnover 0.336

GDOT Liquidity

Current Ratio 0.539
Quick Ratio 0.539
Cash Ratio 0.359

GDOT Profitability

Gross Margin 29.056
Operating Margin 2.488
Pretax Margin -1.307
Net Margin -1.549
Return on Assets -0.521
Return on Equity -3.082
Return on Total Capital -2.861
Return on Invested Capital -2.979

GDOT Capital Structure

Total Debt to Total Equity 6.83
Total Debt to Total Capital 6.393
Total Debt to Total Assets 1.098
Long-Term Debt to Equity 6.544
Long-Term Debt to Total Capital 6.126
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Green Dot Corp. - GDOT

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
1.43B 1.45B 1.50B 1.72B
Sales Growth
+14.31% +1.14% +3.57% +14.82%
Cost of Goods Sold (COGS) incl D&A
738.77M 806.01M 960.73M 1.22B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
84.80M 80.61M 82.97M 84.70M
Depreciation
57.02M 57.10M 58.71M 63.42M
Amortization of Intangibles
27.77M 23.51M 24.26M 21.28M
COGS Growth
+20.52% +9.10% +19.20% +27.30%
Gross Income
694.43M 643.56M 540.60M 500.88M
Gross Income Growth
+8.37% -7.33% -16.00% -7.35%
Gross Profit Margin
+48.45% +44.40% +36.01% +29.06%
2021 2022 2023 2024 5-year trend
SG&A Expense
627.91M 544.62M 495.69M 457.99M
Research & Development
- - - -
-
Other SG&A
627.91M 544.62M 495.69M 457.99M
SGA Growth
+6.61% -13.26% -8.98% -7.60%
Other Operating Expense
- - - -
-
Unusual Expense
47.00K 4.56M 22.25M 44.56M
EBIT after Unusual Expense
66.47M 94.38M 22.67M (1.67M)
Non Operating Income/Expense
(2.62M) (10.20M) (5.01M) (15.37M)
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
(1.58M) 15.65M (9.31M) (15.75M)
Interest Expense
150.00K 255.00K 3.03M 5.51M
Interest Expense Growth
-80.29% +70.00% +1,087.06% +81.90%
Gross Interest Expense
150.00K 255.00K 3.03M 5.51M
Interest Capitalized
- - - -
-
Pretax Income
63.70M 83.92M 14.63M (22.54M)
Pretax Income Growth
+126.73% +31.74% -82.56% -254.03%
Pretax Margin
+4.44% +5.79% +0.97% -1.31%
Income Tax
16.22M 19.71M 7.91M 4.16M
Income Tax - Current - Domestic
12.87M 25.72M 18.92M 13.87M
Income Tax - Current - Foreign
624.00K 666.00K 861.00K 651.00K
Income Tax - Deferred - Domestic
2.73M (6.76M) (11.71M) (10.36M)
Income Tax - Deferred - Foreign
(9.00K) 87.00K (161.00K) (1.00K)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
(1.58M) 15.65M (9.31M) (15.75M)
Other After Tax Income (Expense)
- - (412.00K) (178.00K)
-
Consolidated Net Income
47.07M 64.03M 6.72M (26.70M)
Minority Interest Expense
- - - -
-
Net Income
47.07M 64.03M 6.72M (26.70M)
Net Income Growth
+106.57% +36.05% -89.50% -497.23%
Net Margin Growth
+3.28% +4.42% +0.45% -1.55%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
47.07M 64.03M 6.72M (26.70M)
Preferred Dividends
- - - -
-
Net Income Available to Common
47.07M 64.03M 6.72M (26.70M)
EPS (Basic)
0.8705 1.2002 0.1286 -0.4988
EPS (Basic) Growth
+100.35% +37.87% -89.29% -487.87%
Basic Shares Outstanding
54.07M 53.35M 52.25M 53.53M
EPS (Diluted)
0.8525 1.1887 0.128 -0.4988
EPS (Diluted) Growth
+100.78% +39.44% -89.23% -489.69%
Diluted Shares Outstanding
55.22M 53.87M 52.51M 53.53M
EBITDA
151.32M 179.55M 127.89M 127.59M
EBITDA Growth
+9.72% +18.66% -28.77% -0.23%
EBITDA Margin
+10.56% +12.39% +8.52% +7.40%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 19.00
Number of Ratings 3 Current Quarters Estimate -0.10
FY Report Date 12 / 2025 Current Year's Estimate 1.393
Last Quarter’s Earnings 0.06 Median PE on CY Estimate N/A
Year Ago Earnings 1.37 Next Fiscal Year Estimate 1.49
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 3 3 3 3
Mean Estimate -0.10 0.87 1.39 1.49
High Estimates -0.07 1.03 1.41 1.58
Low Estimate -0.12 0.69 1.38 1.44
Coefficient of Variance -26.46 19.51 1.10 5.24

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 1 1 2
OVERWEIGHT 0 0 0
HOLD 2 2 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Green Dot Corp. - GDOT

Date Name Shares Transaction Value
Mar 21, 2025 William I. Jacobs interim CEO; Director 225,797 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 11, 2025 George W. Gresham CEO and President; Director 406,210 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $7.46 per share 3,030,326.60
Mar 11, 2025 Chris Ruppel Chief Revenue Officer 165,346 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $7.46 per share 1,233,481.16
Mar 11, 2025 Jess Unruh Chief Financial Officer 146,219 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $7.46 per share 1,090,793.74
Mar 11, 2025 Amy Pugh General Counsel and Secretary 62,189 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $7.46 per share 463,929.94
Mar 11, 2025 Teresa Watkins Chief Operations Officer 68,689 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $7.46 per share 512,419.94

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