fiserv inc. - FISV

FISV

Close Chg Chg %
66.95 -0.89 -1.33%

Closed Market

66.06

-0.89 (1.33%)

Volume: 7.48M

Last Updated:

Dec 4, 2025, 4:00 PM EDT

Company Overview: fiserv inc. - FISV

FISV Key Data

Open

$66.29

Day Range

65.27 - 66.95

52 Week Range

59.56 - 238.59

Market Cap

$36.01B

Shares Outstanding

537.85M

Public Float

533.51M

Beta

0.80

Rev. Per Employee

N/A

P/E Ratio

9.78

EPS

$6.51

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

8.95M

 

FISV Performance

1 Week
 
8.91%
 
1 Month
 
5.10%
 
3 Months
 
-50.43%
 
1 Year
 
-67.70%
 
5 Years
 
-42.84%
 

FISV Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 36
Full Ratings ➔

About fiserv inc. - FISV

Fiserv, Inc. engages in the provision of financial services technology. It operates through the Merchant and Financial segments. The Merchant segment offers commerce-enabling products and services including merchant acquiring and digital commerce and mobile payment services, and security and fraud protection, stored-value, and pay-by-bank solutions to companies of all sizes. The Financial segment provides products and services such as processing of customer loan and deposit accounts, digital payments, and card transactions to financial institutions and corporate and public sector clients. The company was founded by Leslie M. Muma and George D. Dalton on July 31, 1984 and is headquartered in Milwaukee, WI.

FISV At a Glance

Fiserv, Inc.
600 North Vel R. Phillips Avenue
Milwaukee, Wisconsin 53203
Phone 1-262-879-5000 Revenue 20.46B
Industry Miscellaneous Commercial Services Net Income 3.13B
Sector Commercial Services 2024 Sales Growth 7.139%
Fiscal Year-end 12 / 2025 Employees 38,000
View SEC Filings

FISV Valuation

P/E Current 9.779
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 38.191
Price to Sales Ratio 5.845
Price to Book Ratio 4.28
Price to Cash Flow Ratio 17.87
Enterprise Value to EBITDA 16.115
Enterprise Value to Sales 7.067
Total Debt to Enterprise Value 0.177

FISV Efficiency

Revenue/Employee 538,315.789
Income Per Employee 82,394.737
Receivables Turnover 5.492
Total Asset Turnover 0.243

FISV Liquidity

Current Ratio 1.06
Quick Ratio 1.06
Cash Ratio 0.056

FISV Profitability

Gross Margin 60.813
Operating Margin 28.725
Pretax Margin 22.028
Net Margin 15.306
Return on Assets 3.726
Return on Equity 11.00
Return on Total Capital 5.944
Return on Invested Capital 6.002

FISV Capital Structure

Total Debt to Total Equity 94.614
Total Debt to Total Capital 48.616
Total Debt to Total Assets 33.184
Long-Term Debt to Equity 90.084
Long-Term Debt to Total Capital 46.289
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Fiserv Inc. - FISV

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
16.23B 17.74B 19.09B 20.46B
Sales Growth
+9.25% +9.31% +7.65% +7.14%
Cost of Goods Sold (COGS) incl D&A
8.14B 7.99B 7.67B 8.02B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
3.05B 3.00B 2.93B 3.10B
Depreciation
498.00M 555.00M 566.00M 795.00M
Amortization of Intangibles
2.55B 2.44B 2.36B 2.30B
COGS Growth
+4.05% -1.79% -4.06% +4.57%
Gross Income
8.09B 9.75B 11.43B 12.44B
Gross Income Growth
+15.03% +20.48% +17.24% +8.86%
Gross Profit Margin
+49.86% +54.95% +59.85% +60.81%
2021 2022 2023 2024 5-year trend
SG&A Expense
5.58B 5.86B 6.58B 6.56B
Research & Development
- - - -
-
Other SG&A
5.58B 5.86B 6.58B 6.56B
SGA Growth
+9.43% +4.94% +12.26% -0.18%
Other Operating Expense
- - - -
-
Unusual Expense
- - 216.00M 201.00M
-
EBIT after Unusual Expense
2.29B 3.69B 4.85B 5.88B
Non Operating Income/Expense
54.00M (48.00M) 36.00M (146.00M)
Non-Operating Interest Income
3.00M 13.00M 28.00M 43.00M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
680.00M 727.00M 989.00M 1.22B
Interest Expense Growth
-2.86% +6.91% +36.04% +23.76%
Gross Interest Expense
680.00M 727.00M 989.00M 1.22B
Interest Capitalized
- - - -
-
Pretax Income
1.67B 2.91B 3.90B 4.51B
Pretax Income Growth
+42.27% +74.85% +33.81% +15.60%
Pretax Margin
+10.27% +16.42% +20.42% +22.03%
Income Tax
363.00M 551.00M 754.00M 641.00M
Income Tax - Current - Domestic
516.00M 977.00M 1.06B 1.07B
Income Tax - Current - Foreign
109.00M 132.00M 204.00M 230.00M
Income Tax - Deferred - Domestic
(292.00M) (423.00M) (392.00M) (519.00M)
Income Tax - Deferred - Foreign
30.00M (135.00M) (119.00M) (143.00M)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
1.40B 2.58B 3.13B 3.18B
Minority Interest Expense
69.00M 52.00M 61.00M 49.00M
Net Income
1.33B 2.53B 3.07B 3.13B
Net Income Growth
+39.25% +89.66% +21.26% +2.05%
Net Margin Growth
+8.22% +14.26% +16.07% +15.31%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
1.33B 2.53B 3.07B 3.13B
Preferred Dividends
- - - -
-
Net Income Available to Common
1.33B 2.53B 3.07B 3.13B
EPS (Basic)
2.0133 3.939 5.0155 5.4104
EPS (Basic) Growth
+41.24% +95.65% +27.33% +7.87%
Basic Shares Outstanding
662.60M 642.30M 611.70M 578.70M
EPS (Diluted)
1.9863 3.9049 4.9813 5.3788
EPS (Diluted) Growth
+41.70% +96.59% +27.57% +7.98%
Diluted Shares Outstanding
671.60M 647.90M 615.90M 582.10M
EBITDA
5.55B 6.88B 7.78B 8.97B
EBITDA Growth
+10.55% +23.96% +12.96% +15.35%
EBITDA Margin
+34.23% +38.82% +40.73% +43.86%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 86.077
Number of Ratings 36 Current Quarters Estimate 1.917
FY Report Date 12 / 2025 Current Year's Estimate 8.611
Last Quarter’s Earnings 2.04 Median PE on CY Estimate N/A
Year Ago Earnings 8.80 Next Fiscal Year Estimate 8.419
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 29 27 33 33
Mean Estimate 1.92 1.79 8.61 8.42
High Estimates 2.14 2.08 10.13 12.02
Low Estimate 1.84 1.63 8.49 7.27
Coefficient of Variance 3.28 5.62 3.19 9.24

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 10 11 28
OVERWEIGHT 3 3 3
HOLD 21 20 3
UNDERWEIGHT 0 0 0
SELL 2 2 1
MEAN Overweight Overweight Buy

Fiserv Inc. in the News