About fair isaac corp. - FICO
Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.
FICO At a Glance
Fair Isaac Corp.
5 West Mendenhall
Bozeman, Montana 59715
| Phone | 1-406-982-7276 | Revenue | 1.99B | |
| Industry | Financial Publishing/Services | Net Income | 651.95M | |
| Sector | Commercial Services | 2025 Sales Growth | 15.915% | |
| Fiscal Year-end | 09 / 2026 | Employees | 3,811 | |
| View SEC Filings |
FICO Valuation
| P/E Current | 30.207 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 56.379 |
| Price to Sales Ratio | 18.462 |
| Price to Book Ratio | N/A |
| Price to Cash Flow Ratio | 47.20 |
| Enterprise Value to EBITDA | 41.772 |
| Enterprise Value to Sales | 19.948 |
| Total Debt to Enterprise Value | 0.078 |
FICO Efficiency
| Revenue/Employee | 522,400.682 |
| Income Per Employee | 171,069.536 |
| Receivables Turnover | 3.762 |
| Total Asset Turnover | 1.081 |
FICO Liquidity
| Current Ratio | 0.83 |
| Quick Ratio | 0.83 |
| Cash Ratio | 0.158 |
FICO Profitability
| Gross Margin | 82.233 |
| Operating Margin | 47.003 |
| Pretax Margin | 40.314 |
| Net Margin | 32.747 |
| Return on Assets | 35.409 |
| Return on Equity | N/A |
| Return on Total Capital | 48.439 |
| Return on Invested Capital | 59.428 |
FICO Capital Structure
| Total Debt to Total Equity | N/A |
| Total Debt to Total Capital | 229.71 |
| Total Debt to Total Assets | 161.252 |
| Long-Term Debt to Equity | N/A |
| Long-Term Debt to Total Capital | 199.067 |