firstcash holdings - FCFS

FCFS

Close Chg Chg %
164.91 1.21 0.73%

Closed Market

166.12

+1.21 (0.73%)

Volume: 195.86K

Last Updated:

Jan 12, 2026, 4:00 PM EDT

Company Overview: firstcash holdings - FCFS

FCFS Key Data

Open

$164.79

Day Range

163.00 - 166.32

52 Week Range

105.96 - 168.36

Market Cap

$7.28B

Shares Outstanding

44.13M

Public Float

38.88M

Beta

0.52

Rev. Per Employee

N/A

P/E Ratio

23.81

EPS

$6.96

Yield

97.02%

Dividend

$0.42

EX-DIVIDEND DATE

Nov 14, 2025

SHORT INTEREST

N/A

AVERAGE VOLUME

236.23K

 

FCFS Performance

1 Week
 
0.73%
 
1 Month
 
1.35%
 
3 Months
 
10.22%
 
1 Year
 
55.82%
 
5 Years
 
179.19%
 

FCFS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 8
Full Ratings ➔

About firstcash holdings - FCFS

FirstCash Holdings, Inc. operates retail pawn stores in the United States and Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments, and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The firm is also involved in melting scrap jewelry, as well as selling gold, silver, and diamonds in commodity markets. The company was founded in 1988 and is headquartered in Fort Worth, Texas.

FCFS At a Glance

FirstCash Holdings, Inc.
1600 West 7th Street
Fort Worth, Texas 76102
Phone 1-817-335-1100 Revenue 3.39B
Industry Finance/Rental/Leasing Net Income 258.82M
Sector Finance 2024 Sales Growth 7.511%
Fiscal Year-end 12 / 2025 Employees 20,000
View SEC Filings

FCFS Valuation

P/E Current 23.811
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 18.08
Price to Sales Ratio 1.381
Price to Book Ratio 2.257
Price to Cash Flow Ratio 8.67
Enterprise Value to EBITDA 6.629
Enterprise Value to Sales 1.934
Total Debt to Enterprise Value 0.313

FCFS Efficiency

Revenue/Employee 169,425.70
Income Per Employee 12,940.75
Receivables Turnover 4.587
Total Asset Turnover 0.773

FCFS Liquidity

Current Ratio 4.136
Quick Ratio 2.772
Cash Ratio 0.516

FCFS Profitability

Gross Margin 49.237
Operating Margin 13.292
Pretax Margin 10.116
Net Margin 7.638
Return on Assets 5.904
Return on Equity 12.779
Return on Total Capital 6.306
Return on Invested Capital 6.614

FCFS Capital Structure

Total Debt to Total Equity 99.798
Total Debt to Total Capital 49.949
Total Debt to Total Assets 45.79
Long-Term Debt to Equity 95.165
Long-Term Debt to Total Capital 47.631
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Firstcash Holdings - FCFS

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
1.70B 2.73B 3.15B 3.39B
Sales Growth
+4.15% +60.62% +15.50% +7.51%
Cost of Goods Sold (COGS) incl D&A
776.77M 1.45B 1.63B 1.72B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
58.73M 457.33M 520.62M 538.25M
Depreciation
55.33M 400.30M 463.56M 488.11M
Amortization of Intangibles
3.40M 57.03M 57.06M 50.14M
COGS Growth
+1.90% +86.63% +12.49% +5.48%
Gross Income
922.20M 1.28B 1.52B 1.67B
Gross Income Growth
+6.12% +38.72% +18.91% +9.68%
Gross Profit Margin
+54.28% +46.88% +48.26% +49.24%
2021 2022 2023 2024 5-year trend
SG&A Expense
725.04M 995.35M 1.13B 1.22B
Research & Development
- - - -
-
Other SG&A
725.04M 995.35M 1.13B 1.22B
SGA Growth
+7.72% +37.28% +13.68% +7.65%
Other Operating Expense
- - - -
-
Unusual Expense
(773.00K) (105.81M) 7.92M 2.23M
EBIT after Unusual Expense
197.93M 389.71M 381.69M 448.19M
Non Operating Income/Expense
960.00K 4.63M 4.40M (184.00K)
Non-Operating Interest Income
696.00K 1.31M 1.47M 1.94M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
32.39M 70.71M 93.24M 105.23M
Interest Expense Growth
+10.37% +118.33% +31.87% +12.85%
Gross Interest Expense
32.39M 70.71M 93.24M 105.23M
Interest Capitalized
- - - -
-
Pretax Income
166.50M 323.63M 292.85M 342.78M
Pretax Income Growth
+15.87% +94.37% -9.51% +17.05%
Pretax Margin
+9.80% +11.86% +9.29% +10.12%
Income Tax
41.59M 70.14M 73.55M 83.96M
Income Tax - Current - Domestic
16.08M 26.45M 68.34M 76.35M
Income Tax - Current - Foreign
15.24M 15.44M 18.68M 14.99M
Income Tax - Deferred - Domestic
11.82M 28.70M (14.95M) (8.20M)
Income Tax - Deferred - Foreign
(1.54M) (458.00K) 1.48M 822.00K
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
124.91M 253.50M 219.30M 258.81M
Minority Interest Expense
- - - -
-
Net Income
124.91M 253.50M 219.30M 258.81M
Net Income Growth
+17.20% +102.94% -13.49% +18.02%
Net Margin Growth
+7.35% +9.29% +6.96% +7.64%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
124.91M 253.50M 219.30M 258.81M
Preferred Dividends
- - - -
-
Net Income Available to Common
124.91M 253.50M 219.30M 258.81M
EPS (Basic)
3.0484 5.3692 4.8249 5.7559
EPS (Basic) Growth
+18.71% +76.13% -10.14% +19.30%
Basic Shares Outstanding
40.98M 47.21M 45.45M 44.97M
EPS (Diluted)
3.0448 5.3559 4.7994 5.73
EPS (Diluted) Growth
+18.84% +75.90% -10.39% +19.39%
Diluted Shares Outstanding
41.02M 47.33M 45.69M 45.17M
EBITDA
255.89M 741.23M 910.23M 988.66M
EBITDA Growth
+7.49% +189.67% +22.80% +8.62%
EBITDA Margin
+15.06% +27.16% +28.88% +29.18%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 180.714
Number of Ratings 8 Current Quarters Estimate 2.354
FY Report Date 03 / 2026 Current Year's Estimate 10.039
Last Quarter’s Earnings 2.502 Median PE on CY Estimate N/A
Year Ago Earnings 8.646 Next Fiscal Year Estimate 11.693
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 8 8 8 5
Mean Estimate 2.35 2.20 10.04 11.69
High Estimates 2.52 2.46 10.96 12.00
Low Estimate 2.05 2.04 9.65 11.18
Coefficient of Variance 6.37 6.34 4.37 3.04

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 5
OVERWEIGHT 0 0 0
HOLD 3 3 3
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Firstcash Holdings in the News