dream finders homes inc - DFH

DFH

Close Chg Chg %
17.71 1.97 11.12%

Closed Market

19.68

+1.97 (11.12%)

Volume: 744.81K

Last Updated:

Jan 9, 2026, 4:00 PM EDT

Company Overview: dream finders homes inc - DFH

DFH Key Data

Open

$18.17

Day Range

17.91 - 19.68

52 Week Range

16.59 - 31.50

Market Cap

$1.57B

Shares Outstanding

92.75M

Public Float

28.97M

Beta

1.86

Rev. Per Employee

N/A

P/E Ratio

6.36

EPS

$2.94

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

443.63K

 

DFH Performance

1 Week
 
2.92%
 
1 Month
 
-11.36%
 
3 Months
 
-24.74%
 
1 Year
 
-18.45%
 
5 Years
 
N/A
 

DFH Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 4
Full Ratings ➔

About dream finders homes inc - DFH

Dream Finders Homes, Inc. engages in the business of designing, building, and selling homes in high-growth markets using asset-light lot acquisition strategy. It operates through the following segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The Southeast segment focuses on homebuilding operations in Jacksonville, Orlando, and Tampa, Florida, Savannah, Georgia, Hilton Head and Bluffton, South Carolina, and Active Adult and Custom Homes homebuilding operations in northeast Florida. The Mid-Atlantic segment includes North Carolina homebuilding operations in Charlotte, Fayetteville, Raleigh, Wilmington, and the Triad and DC Metro. The Midwest segment is involved in Texas homebuilding operations in Austin, Dallas, Houston, and San Antonio, and Colorado homebuilding operations in Denver. The Financial Services segment offers mortgage banking and title services operations including Jet HomeLoans and Golden Dog Title and Trust. The company was founded by Patrick O. Zalupski in 2008 and is headquartered in Jacksonville, FL.

DFH At a Glance

Dream Finders Homes, Inc.
14701 Philips Highway
Jacksonville, Florida 32256
Phone 1-904-644-7670 Revenue 4.45B
Industry Homebuilding Net Income 335.34M
Sector Consumer Durables 2024 Sales Growth 18.754%
Fiscal Year-end 12 / 2025 Employees 1,686
View SEC Filings

DFH Valuation

P/E Current 6.356
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 7.252
Price to Sales Ratio 0.524
Price to Book Ratio 1.747
Price to Cash Flow Ratio N/A
Enterprise Value to EBITDA 7.719
Enterprise Value to Sales 0.78
Total Debt to Enterprise Value 0.375

DFH Efficiency

Revenue/Employee 2,640,335.706
Income Per Employee 198,897.39
Receivables Turnover 130.446
Total Asset Turnover 1.504

DFH Liquidity

Current Ratio 3.898
Quick Ratio 0.698
Cash Ratio 0.634

DFH Profitability

Gross Margin 18.613
Operating Margin 9.723
Pretax Margin 9.836
Net Margin 7.533
Return on Assets 11.331
Return on Equity 27.192
Return on Total Capital 12.431
Return on Invested Capital 14.529

DFH Capital Structure

Total Debt to Total Equity 93.597
Total Debt to Total Capital 48.346
Total Debt to Total Assets 38.996
Long-Term Debt to Equity 104.762
Long-Term Debt to Total Capital 48.346
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Dream Finders Homes Inc - DFH

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
1.92B 3.34B 3.75B 4.45B
Sales Growth
+69.69% +73.73% +12.15% +18.75%
Cost of Goods Sold (COGS) incl D&A
1.61B 2.72B 3.01B 3.62B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
9.85M 17.09M 17.90M 17.21M
Depreciation
7.63M 10.39M 17.90M 12.13M
Amortization of Intangibles
- 2.22M 6.70M 5.09M
COGS Growth
+67.23% +69.04% +10.64% +20.29%
Gross Income
313.58M 620.20M 736.77M 828.58M
Gross Income Growth
+83.51% +97.78% +18.80% +12.46%
Gross Profit Margin
+16.30% +18.56% +19.65% +18.61%
2021 2022 2023 2024 5-year trend
SG&A Expense
154.40M 271.04M 308.80M 395.75M
Research & Development
- - - -
-
Other SG&A
154.40M 271.04M 308.80M 395.75M
SGA Growth
+70.07% +75.54% +13.93% +28.16%
Other Operating Expense
- - - -
-
Unusual Expense
1.02M 11.05M 46.59M 13.94M
EBIT after Unusual Expense
158.15M 338.10M 381.39M 418.89M
Non Operating Income/Expense
4.57M 18.09M 23.04M 18.96M
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
9.43M 16.12M 18.07M 10.57M
Interest Expense
- 672.17K 32.00K 1.00K
Interest Expense Growth
-22.82% -95.24% -96.87% -100.00%
Gross Interest Expense
33.94M 94.64M 27.31M 37.72M
Interest Capitalized
33.27M 94.60M 27.31M 37.72M
Pretax Income
162.05M 356.16M 404.43M 437.85M
Pretax Income Growth
+91.74% +119.78% +13.55% +8.27%
Pretax Margin
+8.42% +10.66% +10.79% +9.84%
Income Tax
27.45M 81.86M 96.48M 97.27M
Income Tax - Current - Domestic
31.42M 82.15M 118.83M 51.11M
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
(3.97M) (294.00K) (22.34M) 46.17M
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
9.43M 16.12M 18.07M 10.57M
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
134.59M 274.30M 307.94M 340.58M
Minority Interest Expense
13.46M 11.98M 12.04M 5.24M
Net Income
121.13M 262.31M 295.90M 335.34M
Net Income Growth
+53.15% +116.55% +12.80% +13.33%
Net Margin Growth
+6.30% +7.85% +7.89% +7.53%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
121.13M 262.31M 295.90M 335.34M
Preferred Dividends
4.84M 14.51M 13.48M 13.50M
Net Income Available to Common
116.29M 247.80M 282.42M 321.84M
EPS (Basic)
1.2569 2.6718 3.0346 3.4419
EPS (Basic) Growth
+47.02% +112.57% +13.58% +13.42%
Basic Shares Outstanding
92.52M 92.75M 93.07M 93.51M
EPS (Diluted)
1.2569 2.3226 2.6636 3.2089
EPS (Diluted) Growth
+47.02% +84.79% +14.68% +20.47%
Diluted Shares Outstanding
92.52M 106.69M 106.03M 100.30M
EBITDA
169.02M 366.25M 445.87M 450.05M
EBITDA Growth
+82.04% +116.68% +21.74% +0.94%
EBITDA Margin
+8.79% +10.96% +11.89% +10.11%

Snapshot

Average Recommendation HOLD Average Target Price 25.00
Number of Ratings 4 Current Quarters Estimate 0.353
FY Report Date 03 / 2026 Current Year's Estimate 1.975
Last Quarter’s Earnings 0.643 Median PE on CY Estimate N/A
Year Ago Earnings 2.215 Next Fiscal Year Estimate 2.038
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 4 4 4 3
Mean Estimate 0.35 0.45 1.98 2.04
High Estimates 0.51 0.63 2.29 2.38
Low Estimate 0.23 0.32 1.68 1.76
Coefficient of Variance 35.91 30.75 16.71 15.56

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 0 0 0
OVERWEIGHT 0 0 0
HOLD 4 3 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Hold Hold Hold

Insider Actions for Dream Finders Homes Inc - DFH

Date Name Shares Transaction Value
Jul 29, 2025 Radford William Lovett 4,162,787 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $27.95 per share 116,349,896.65
Jul 29, 2025 Radford William Lovett 4,140,883 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $26.98 per share 111,721,023.34
Jul 11, 2025 Patrick O. Zalupski President and CEO; Director 2,010,194 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $26.19 per share 52,646,980.86
Jul 11, 2025 Patrick O. Zalupski President and CEO; Director 2,000,230 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $27.39 per share 54,786,299.70
Jul 11, 2025 Patrick O. Zalupski President and CEO; Director 1,999,507 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $27.82 per share 55,626,284.74
Mar 24, 2025 Radford William Lovett Director 4,390,959 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $23.66 per share 103,890,089.94
Mar 17, 2025 Lorena Anabel Fernandez Senior VP and CFO 184,213 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $24.49 per share 4,511,376.37

Dream Finders Homes Inc in the News