About dave inc - DAVE
Dave, Inc. is a digital banking service. Its products include a budgeting tool to help members manage their upcoming bills to avoid overspending, cash advances through its flagship ExtraCash product to help members avoid punitive overdraft fees, a Side Hustle product, where Dave helps connect members with supplemental work opportunities, and Dave Banking, a modern checking account experience with valuable tools for building long-term financial health. The company was founded by Jason Wilk, Paras Chitrakar, and John Wolanin in October 2015 and is headquartered in Los Angeles, CA.
DAVE At a Glance
Dave, Inc.
1265 South Cochran Avenue
Los Angeles, California 90019
| Phone | 1-844-857-3283 | Revenue | 554.18M | |
| Industry | Major Banks | Net Income | 195.87M | |
| Sector | Finance | 2025 Sales Growth | 59.672% | |
| Fiscal Year-end | 12 / 2026 | Employees | 280 | |
| View SEC Filings |
DAVE Valuation
| P/E Current | 15.922 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 16.369 |
| Price to Sales Ratio | 5.785 |
| Price to Book Ratio | 8.506 |
| Price to Cash Flow Ratio | 11.05 |
| Enterprise Value to EBITDA | 16.31 |
| Enterprise Value to Sales | 5.702 |
| Total Debt to Enterprise Value | 0.024 |
DAVE Efficiency
| Revenue/Employee | 1,979,221.429 |
| Income Per Employee | 699,517.857 |
| Receivables Turnover | 1.864 |
| Total Asset Turnover | 1.409 |
DAVE Liquidity
| Current Ratio | 3.831 |
| Quick Ratio | 3.831 |
| Cash Ratio | 1.064 |
DAVE Profitability
| Gross Margin | 70.219 |
| Operating Margin | 33.675 |
| Pretax Margin | 30.32 |
| Net Margin | 35.343 |
| Return on Assets | 49.791 |
| Return on Equity | 73.107 |
| Return on Total Capital | 45.77 |
| Return on Invested Capital | 64.095 |
DAVE Capital Structure
| Total Debt to Total Equity | 21.321 |
| Total Debt to Total Capital | 17.574 |
| Total Debt to Total Assets | 15.429 |
| Long-Term Debt to Equity | 0.04 |
| Long-Term Debt to Total Capital | 0.033 |