About dave inc - DAVE
Dave, Inc. is a digital banking service. Its products include a budgeting tool to help members manage their upcoming bills to avoid overspending, cash advances through its flagship ExtraCash product to help members avoid punitive overdraft fees, a Side Hustle product, where Dave helps connect members with supplemental work opportunities, and Dave Banking, a modern checking account experience with valuable tools for building long-term financial health. The company was founded by Jason Wilk, Paras Chitrakar, and John Wolanin in October 2015 and is headquartered in Los Angeles, CA.
DAVE At a Glance
Dave, Inc.
1265 South Cochran Avenue
Los Angeles, California 90019
| Phone | 1-844-857-3283 | Revenue | 347.08M | |
| Industry | Major Banks | Net Income | 57.87M | |
| Sector | Finance | 2024 Sales Growth | 33.958% | |
| Fiscal Year-end | 12 / 2025 | Employees | 274 | |
| View SEC Filings |
DAVE Valuation
| P/E Current | 20.081 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 20.76 |
| Price to Sales Ratio | 3.462 |
| Price to Book Ratio | 6.179 |
| Price to Cash Flow Ratio | 9.60 |
| Enterprise Value to EBITDA | 28.062 |
| Enterprise Value to Sales | 3.419 |
| Total Debt to Enterprise Value | 0.064 |
DAVE Efficiency
| Revenue/Employee | 1,266,700.73 |
| Income Per Employee | 211,215.328 |
| Receivables Turnover | 1.973 |
| Total Asset Turnover | 1.17 |
DAVE Liquidity
| Current Ratio | 8.051 |
| Quick Ratio | 8.051 |
| Cash Ratio | 2.573 |
DAVE Profitability
| Gross Margin | 60.411 |
| Operating Margin | 9.972 |
| Pretax Margin | 17.389 |
| Net Margin | 16.674 |
| Return on Assets | 19.507 |
| Return on Equity | 42.843 |
| Return on Total Capital | 22.375 |
| Return on Invested Capital | 21.99 |
DAVE Capital Structure
| Total Debt to Total Equity | 41.264 |
| Total Debt to Total Capital | 29.21 |
| Total Debt to Total Assets | 25.241 |
| Long-Term Debt to Equity | 41.072 |
| Long-Term Debt to Total Capital | 29.075 |