amer carmrt - CRMT

CRMT

Close Chg Chg %
3.90 -0.24 -6.15%

Closed Market

3.66

-0.24 (6.15%)

Volume: 323.19K

Last Updated:

Jul 22, 2026, 4:00 PM EDT

Company Overview: amer carmrt - CRMT

CRMT Key Data

Open

$4.06

Day Range

3.60 - 4.11

52 Week Range

1.38 - 56.48

Market Cap

$31.39M

Shares Outstanding

8.33M

Public Float

7.63M

Beta

1.31

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$16.22

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

1.54M

 

CRMT Performance

1 Week
 
-2.92%
 
1 Month
 
40.77%
 
3 Months
 
-70.51%
 
1 Year
 
-92.97%
 
5 Years
 
-97.64%
 

CRMT Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 2
Full Ratings ➔

About amer carmrt - CRMT

America's Car-Mart, Inc. engages in the provision of sale of older model used vehicles and the provision of financing for its customers in the United States. It operates dealerships in the South-Central United States. The company was founded by Bill Fleeman in 1981 and is headquartered in Rogers, AR.

CRMT At a Glance

America's Car-Mart, Inc.
1805 North 2nd Street
Rogers, Arkansas 72756
Phone 1-479-464-9944 Revenue 1.28B
Industry Specialty Stores Net Income -139,111,000.00
Sector Retail Trade Employees 1,500
Fiscal Year-end 04 / 2027
View SEC Filings

CRMT Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 0.079
Price to Book Ratio 0.228
Price to Cash Flow Ratio 1.56
Enterprise Value to EBITDA -75.796
Enterprise Value to Sales 0.579
Total Debt to Enterprise Value 1.04

CRMT Efficiency

Revenue/Employee 854,334.667
Income Per Employee -92,740.667
Receivables Turnover 1.175
Total Asset Turnover 0.827

CRMT Liquidity

Current Ratio 7.419
Quick Ratio 7.108
Cash Ratio 0.757

CRMT Profitability

Gross Margin 47.547
Operating Margin -1.405
Pretax Margin -8.426
Net Margin -10.855
Return on Assets -8.973
Return on Equity -27.39
Return on Total Capital -11.42
Return on Invested Capital -10.651

CRMT Capital Structure

Total Debt to Total Equity 173.156
Total Debt to Total Capital 63.391
Total Debt to Total Assets 53.693
Long-Term Debt to Equity 171.196
Long-Term Debt to Total Capital 62.617
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Amer Carmrt - CRMT

Collapse All in section
All values USD millions. 2023 2024 2025 2026 5-year trend
Sales/Revenue
1.41B 1.39B 1.39B 1.28B
Sales Growth
+15.93% -0.83% -0.21% -7.87%
Cost of Goods Sold (COGS) incl D&A
811.48M 765.42M 733.70M 672.19M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
5.60M 6.87M 7.65M 8.21M
Depreciation
5.60M 6.87M 7.65M 8.21M
Amortization of Intangibles
- - - -
-
COGS Growth
+21.54% -5.68% -4.14% -8.38%
Gross Income
594.02M 628.48M 657.23M 609.31M
Gross Income Growth
+9.05% +5.80% +4.58% -7.29%
Gross Profit Margin
+42.26% +45.09% +47.25% +47.55%
2023 2024 2025 2026 5-year trend
SG&A Expense
529.56M 602.83M 563.48M 627.31M
Research & Development
- - - -
-
Other SG&A
529.56M 602.83M 563.48M 627.31M
SGA Growth
+28.15% +13.84% -6.53% +11.33%
Other Operating Expense
- - - -
-
Unusual Expense
- - - 15.49M
-
EBIT after Unusual Expense
64.47M 25.65M 93.75M (33.49M)
Non Operating Income/Expense
(361.00K) (437.00K) (299.00K) 5.00K
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
38.31M 65.35M 70.65M 74.49M
Interest Expense Growth
+250.87% +70.57% +8.11% +5.44%
Gross Interest Expense
38.31M 65.35M 70.65M 74.49M
Interest Capitalized
- - - -
-
Pretax Income
25.79M (40.13M) 22.80M (107.98M)
Pretax Income Growth
-78.58% -255.60% +156.81% -573.58%
Pretax Margin
+1.84% -2.88% +1.64% -8.43%
Income Tax
5.36M (8.74M) 4.87M 31.13M
Income Tax - Current - Domestic
(3.50M) 12.77M 15.53M 4.07M
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
8.87M (21.51M) (10.66M) 27.06M
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
20.43M (31.39M) 17.93M (139.11M)
Minority Interest Expense
- - - -
-
Net Income
20.43M (31.39M) 17.93M (139.11M)
Net Income Growth
-78.10% -253.65% +157.12% -875.77%
Net Margin Growth
+1.45% -2.25% +1.29% -10.86%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
20.43M (31.39M) 17.93M (139.11M)
Preferred Dividends
40.00K 40.00K 40.00K 40.00K
Net Income Available to Common
20.39M (31.43M) 17.89M (139.15M)
EPS (Basic)
3.2006 -4.9202 2.3777 -16.7868
EPS (Basic) Growth
-77.66% -253.73% +148.33% -806.01%
Basic Shares Outstanding
6.37M 6.39M 7.52M 8.29M
EPS (Diluted)
3.1053 -4.9202 2.3292 -16.7868
EPS (Diluted) Growth
-77.28% -258.45% +147.34% -820.71%
Diluted Shares Outstanding
6.57M 6.39M 7.68M 8.29M
EBITDA
70.07M 32.52M 101.40M (9.79M)
EBITDA Growth
-48.29% -53.59% +211.79% -109.66%
EBITDA Margin
+4.99% +2.33% +7.29% -0.76%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 12.00
Number of Ratings 2 Current Quarters Estimate -0.67
FY Report Date 07 / 2026 Current Year's Estimate -1.565
Last Quarter’s Earnings -3.56 Median PE on CY Estimate N/A
Year Ago Earnings -16.79 Next Fiscal Year Estimate -2.26
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 2 2 2 1
Mean Estimate -0.67 -0.92 -1.57 -2.26
High Estimates -0.58 -0.59 0.80 -2.26
Low Estimate -0.76 -1.24 -3.93 -2.26
Coefficient of Variance -19.00 -50.23 -213.71 N/A

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 1 1 1
OVERWEIGHT 0 0 0
HOLD 1 1 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Amer Carmrt in the News