blend labs inc - BLND

BLND

Close Chg Chg %
1.43 0.02 1.05%

Open Market

1.44

+0.02 (1.05%)

Volume: 904.21K

Last Updated:

Sep 10, 2026, 11:04 AM EDT

Company Overview: blend labs inc - BLND

BLND Key Data

Open

$1.40

Day Range

1.40 - 1.46

52 Week Range

1.18 - 4.49

Market Cap

$364.23M

Shares Outstanding

236.51M

Public Float

165.76M

Beta

1.09

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$0.08

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

2.32M

 

BLND Performance

1 Week
 
-7.79%
 
1 Month
 
-12.88%
 
3 Months
 
-15.98%
 
1 Year
 
-66.98%
 
5 Years
 
-91.34%
 

BLND Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 6
Full Ratings ➔

About blend labs inc - BLND

Blend Labs, Inc. is a digital origination platform serving banks, credit unions, and mortgage lenders. It operates through the Blend Platform and Title segments. The Blend Platform segment consists of a suite of products that power the entire origination process from back-end workflows to consumer experience. The Title segment includes a suite of title products and services, such as instant title and other title search options, insurance solutions, closing and settlement services, including mobile signing and e-sign capabilities, and various post-closing solutions, such as disbursement and recording handling. The company was founded by Nima Ghamsari, Rosco Hill, Eugene Marinelli, and Erin James Collard on April 17, 2012 and is headquartered in Novato, CA.

BLND At a Glance

Blend Labs, Inc.
7250 Redwood Boulevard
Novato, California 94945
Phone 1-650-550-4810 Revenue 123.59M
Industry Packaged Software Net Income -25,887,000.00
Sector Technology Services Employees 419
Fiscal Year-end 12 / 2026
View SEC Filings

BLND Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 6.37
Price to Book Ratio N/A
Price to Cash Flow Ratio 68.38
Enterprise Value to EBITDA -57.063
Enterprise Value to Sales 7.119
Total Debt to Enterprise Value 0.002

BLND Efficiency

Revenue/Employee 294,952.267
Income Per Employee -61,782.816
Receivables Turnover 8.795
Total Asset Turnover 0.694

BLND Liquidity

Current Ratio 2.435
Quick Ratio 2.435
Cash Ratio 1.732

BLND Profitability

Gross Margin 72.453
Operating Margin -16.882
Pretax Margin -0.71
Net Margin -20.947
Return on Assets -11.243
Return on Equity -55.132
Return on Total Capital -15.35
Return on Invested Capital -18.517

BLND Capital Structure

Total Debt to Total Equity 1.145
Total Debt to Total Capital 1.132
Total Debt to Total Assets 0.828
Long-Term Debt to Equity N/A
Long-Term Debt to Total Capital 0.937
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Blend Labs Inc - BLND

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
235.20M 156.85M 162.02M 123.58M
Sales Growth
+0.30% -33.31% +3.30% -23.72%
Cost of Goods Sold (COGS) incl D&A
153.96M 75.71M 72.54M 34.04M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
14.42M 5.76M 5.89M 5.45M
Depreciation
5.95M 5.70M 4.33M 3.82M
Amortization of Intangibles
- 8.47M 64.00K 489.00K
COGS Growth
+21.57% -50.82% -4.18% -53.07%
Gross Income
81.24M 81.14M 89.48M 89.54M
Gross Income Growth
-24.68% -0.13% +10.28% +0.07%
Gross Profit Margin
+34.54% +51.73% +55.23% +72.45%
2022 2023 2024 2025 5-year trend
SG&A Expense
362.46M 212.41M 131.63M 110.41M
Research & Development
138.09M 81.59M 46.09M 32.84M
Other SG&A
224.37M 130.82M 85.54M 77.56M
SGA Growth
+22.21% -41.40% -38.03% -16.12%
Other Operating Expense
- - - -
-
Unusual Expense
464.95M 24.95M 3.73M (16.51M)
EBIT after Unusual Expense
(746.18M) (156.22M) (45.88M) (4.36M)
Non Operating Income/Expense
4.92M 7.25M 9.32M 3.48M
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
- 24.79M 30.81M 6.75M
Interest Expense Growth
+119.79% +24.29% -78.10% -100.00%
Gross Interest Expense
- 24.79M 30.81M 6.75M
Interest Capitalized
- - - -
-
Pretax Income
(766.05M) (179.78M) (43.31M) (878.00K)
Pretax Income Growth
-268.24% +76.53% +75.91% +97.97%
Pretax Margin
-325.70% -114.63% -26.73% -0.71%
Income Tax
(2.24M) 94.00K 109.00K 249.00K
Income Tax - Current - Domestic
355.00K 41.00K 64.00K 79.00K
Income Tax - Current - Foreign
268.00K 87.00K 11.00K 170.00K
Income Tax - Deferred - Domestic
- - - (2.86M)
-
Income Tax - Deferred - Foreign
- - (34.00K) 34.00K
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
(48.44M) (6.63M) (17.14M) (19.09M)
Consolidated Net Income
(812.25M) (186.51M) (60.56M) (20.21M)
Minority Interest Expense
(43.64M) (1.19M) (74.00K) (182.00K)
Net Income
(768.61M) (185.32M) (60.48M) (20.03M)
Net Income Growth
-348.58% +75.89% +67.36% +66.88%
Net Margin Growth
-326.79% -118.15% -37.33% -16.21%
Extraordinaries & Discontinued Operations
- - - (5.86M)
-
Discontinued Operations
- - - (5.86M)
-
Net Income After Extraordinaries
(768.61M) (185.32M) (60.48M) (25.89M)
Preferred Dividends
- - - -
-
Net Income Available to Common
(768.61M) (185.32M) (60.48M) (25.89M)
EPS (Basic)
-3.2824 -0.7558 -0.2382 -0.1
EPS (Basic) Growth
-341.24% +76.97% +68.48% +58.02%
Basic Shares Outstanding
234.16M 245.21M 253.92M 258.95M
EPS (Diluted)
-3.2824 -0.7558 -0.2382 -0.1
EPS (Diluted) Growth
-341.24% +76.97% +68.48% +58.02%
Diluted Shares Outstanding
234.16M 245.21M 253.92M 258.95M
EBITDA
(266.81M) (125.51M) (36.26M) (15.42M)
EBITDA Growth
-52.52% +52.96% +71.11% +57.48%
EBITDA Margin
-113.44% -80.02% -22.38% -12.48%

Snapshot

Average Recommendation BUY Average Target Price 3.26
Number of Ratings 6 Current Quarters Estimate 0.005
FY Report Date 09 / 2026 Current Year's Estimate 0.075
Last Quarter’s Earnings 0.027 Median PE on CY Estimate N/A
Year Ago Earnings 0.01 Next Fiscal Year Estimate 0.047
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 6 6 2 6
Mean Estimate 0.01 0.01 0.08 0.05
High Estimates 0.02 0.02 0.08 0.10
Low Estimate 0.00 -0.01 0.07 0.00
Coefficient of Variance 167.34 209.76 9.43 85.36

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 5
OVERWEIGHT 0 0 0
HOLD 1 1 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Buy

Insider Actions for Blend Labs Inc - BLND

Date Name Shares Transaction Value
Jan 12, 2026 Oxana Tkach PRINCIPAL ACCOUNTING OFFICER 77,017 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $3.09 per share 237,982.53
Sep 10, 2025 Eric H. Woersching Director 30,000 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $4 per share 120,000.00

Blend Labs Inc in the News