bill holdings inc. - BILL
BILL
Close Chg Chg %
47.04 -0.55 -1.17%
Closed Market
46.49
-0.55 (1.17%)
Volume: 1.73M
Last Updated:
Sep 22, 2026, 3:59 PM EDT
Company Overview: bill holdings inc. - BILL
BILL Key Data
| Open $48.24 | Day Range 46.06 - 48.27 |
| 52 Week Range 31.41 - 57.19 | Market Cap $4.06B |
| Shares Outstanding 85.28M | Public Float 73.25M |
| Beta 1.10 | Rev. Per Employee N/A |
| P/E Ratio N/A | EPS -$0.11 |
| Yield 0.00% | Dividend N/A |
| EX-DIVIDEND DATE | SHORT INTEREST N/A |
| AVERAGE VOLUME 1.89M |
BILL Performance
| 1 Week | -1.07% | ||
| 1 Month | -1.59% | ||
| 3 Months | 44.93% | ||
| 1 Year | -10.09% | ||
| 5 Years | -82.77% |
BILL Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
25
Full Ratings ➔
About bill holdings inc. - BILL
Bill Holdings, Inc. engages in the provision of cloud-based financial operations software solutions. The firm provides software that helps small and midsize businesses automate accounts payable, accounts receivable, spend and expense management, payments, and other financial operations. Its software enables customers to manage invoices, approvals, payments, expenses, and cash flow, and integrate financial operations with accounting systems. The company was founded by Rene Lacerte in April 2006 and is headquartered in San Jose, CA.
BILL At a Glance
Bill Holdings, Inc.
6220 America Center Drive
San Jose, California 95022
| Phone | 1-650-621-7700 | Revenue | 1.65B | |
| Industry | Packaged Software | Net Income | -11,241,000.00 | |
| Sector | Technology Services | 2026 Sales Growth | 13.031% | |
| Fiscal Year-end | 06 / 2027 | Employees | 1,683 | |
| View SEC Filings |
BILL Valuation
| P/E Current | N/A |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 2.186 |
| Price to Book Ratio | 0.943 |
| Price to Cash Flow Ratio | 8.69 |
| Enterprise Value to EBITDA | 25.637 |
| Enterprise Value to Sales | 2.078 |
| Total Debt to Enterprise Value | 0.552 |
BILL Efficiency
| Revenue/Employee | 982,269.756 |
| Income Per Employee | -6,679.144 |
| Receivables Turnover | 1.962 |
| Total Asset Turnover | 0.162 |
BILL Liquidity
| Current Ratio | 1.507 |
| Quick Ratio | 1.507 |
| Cash Ratio | 0.421 |
BILL Profitability
| Gross Margin | 76.871 |
| Operating Margin | 1.055 |
| Pretax Margin | -0.613 |
| Net Margin | -0.68 |
| Return on Assets | -0.11 |
| Return on Equity | -0.302 |
| Return on Total Capital | -0.207 |
| Return on Invested Capital | -0.209 |
BILL Capital Structure
| Total Debt to Total Equity | 53.744 |
| Total Debt to Total Capital | 34.957 |
| Total Debt to Total Assets | 18.41 |
| Long-Term Debt to Equity | 49.893 |
| Long-Term Debt to Total Capital | 32.452 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for Bill Holdings Inc. - BILL
Collapse All in section
| All values USD millions. | 2023 | 2024 | 2025 | 2026 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| 1.06B | 1.29B | 1.46B | 1.65B | |
Sales Growth
| +64.88% | +21.89% | +13.36% | +13.03% | |
Cost of Goods Sold (COGS) incl D&A
| 256.18M | 293.06M | 319.25M | 382.36M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| 105.17M | 103.16M | 89.44M | 116.55M | |
Depreciation
| 24.97M | 23.21M | 27.52M | 55.89M | |
Amortization of Intangibles
| 80.20M | 79.96M | 61.92M | 60.66M | |
COGS Growth
| +11.21% | +14.39% | +8.94% | +19.77% | |
Gross Income
| 802.29M | 997.12M | 1.14B | 1.27B | |
Gross Income Growth
| +94.92% | +24.28% | +14.66% | +11.15% | |
Gross Profit Margin
| +75.80% | +77.29% | +78.17% | +76.87% |
| 2023 | 2024 | 2025 | 2026 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 1.10B | 1.14B | 1.22B | 1.25B | |
Research & Development
| 314.63M | 336.75M | 340.06M | 300.57M | |
Other SG&A
| 783.43M | 806.94M | 883.87M | 952.78M | |
SGA Growth
| +50.75% | +4.16% | +7.02% | +2.40% | |
Other Operating Expense
| - | - | - | - | - |
Unusual Expense
| - | (17.68M) | (40.55M) | 90.89M | |
EBIT after Unusual Expense
| (295.77M) | (128.89M) | (40.05M) | (73.45M) | |
Non Operating Income/Expense
| 88.06M | 121.75M | 89.03M | 89.19M | |
Non-Operating Interest Income
| 91.28M | 122.30M | 90.90M | 91.41M | |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| 15.20M | 19.18M | 18.56M | 25.87M | |
Interest Expense Growth
| +61.41% | +26.17% | -3.23% | +39.36% | |
Gross Interest Expense
| 15.20M | 19.18M | 18.56M | 25.87M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| (222.92M) | (26.32M) | 30.41M | (10.13M) | |
Pretax Income Growth
| +32.59% | +88.19% | +215.54% | -133.31% | |
Pretax Margin
| -21.06% | -2.04% | +2.08% | -0.61% | |
Income Tax
| 808.00K | 2.56M | 6.61M | 1.11M | |
Income Tax - Current - Domestic
| 2.15M | 2.90M | 6.61M | 828.00K | |
Income Tax - Current - Foreign
| 14.00K | 19.00K | 80.00K | 2.00K | |
Income Tax - Deferred - Domestic
| (1.36M) | (361.00K) | (77.00K) | 280.00K | |
Income Tax - Deferred - Foreign
| - | - | - | - | - |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| (223.72M) | (28.88M) | 23.80M | (11.24M) | |
Minority Interest Expense
| - | - | - | - | - |
Net Income
| (223.72M) | (28.88M) | 23.80M | (11.24M) | |
Net Income Growth
| +31.45% | +87.09% | +182.41% | -147.23% | |
Net Margin Growth
| -21.14% | -2.24% | +1.63% | -0.68% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| (223.72M) | (28.88M) | 23.80M | (11.24M) | |
Preferred Dividends
| - | - | - | - | - |
Net Income Available to Common
| (223.72M) | (28.88M) | 23.80M | (11.24M) | |
EPS (Basic)
| -2.1111 | -0.2722 | 0.2298 | -0.1125 | |
EPS (Basic) Growth
| +34.18% | +87.11% | +184.42% | -148.96% | |
Basic Shares Outstanding
| 105.98M | 106.10M | 103.57M | 99.92M | |
EPS (Diluted)
| -2.1111 | -0.2722 | 0.2298 | -0.1125 | |
EPS (Diluted) Growth
| +34.18% | +87.11% | +184.42% | -148.96% | |
Diluted Shares Outstanding
| 105.98M | 106.10M | 103.57M | 99.92M | |
EBITDA
| (190.60M) | (43.41M) | 8.84M | 134.00M | |
EBITDA Growth
| +13.64% | +77.22% | +120.36% | +1,415.67% | |
EBITDA Margin
| -18.01% | -3.36% | +0.60% | +8.11% |
Snapshot
| Average Recommendation | OVERWEIGHT | Average Target Price | 57.095 | |
| Number of Ratings | 25 | Current Quarters Estimate | 0.979 | |
| FY Report Date | 09 / 2026 | Current Year's Estimate | 3.765 | |
| Last Quarter’s Earnings | 0.84 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | 2.77 | Next Fiscal Year Estimate | 4.399 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 20 | 19 | 22 | 21 |
| Mean Estimate | 0.98 | 0.89 | 3.76 | 4.40 |
| High Estimates | 1.00 | 0.99 | 4.36 | 5.37 |
| Low Estimate | 0.95 | 0.80 | 3.58 | 4.02 |
| Coefficient of Variance | 1.34 | 6.07 | 4.32 | 6.85 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 14 | 15 | 16 |
| OVERWEIGHT | 2 | 1 | 0 |
| HOLD | 9 | 9 | 10 |
| UNDERWEIGHT | 0 | 0 | 0 |
| SELL | 0 | 0 | 0 |
| MEAN | Overweight | Overweight | Overweight |
SEC Filings for Bill Holdings Inc. - BILL
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for Bill Holdings Inc. - BILL
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Dec 3, 2025 | John R. Rettig COO | 126,581 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $50.15 per share | 6,348,037.15 |
| Dec 3, 2025 | Germaine Cota SVP, FINANCE & ACCOUNTING | 2,190 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | Mary Kay Bowman See Remarks | 41,928 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $50.15 per share | 2,102,689.20 |
| Dec 3, 2025 | Mary Kay Bowman See Remarks | 49,580 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | Mary Kay Bowman See Remarks | 45,432 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 66,917 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 39,964 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 78,348 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 18,289 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 12,861 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | N/A | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 92,054 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 140,802 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | John R. Rettig COO | 135,092 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 80,300 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 46,625 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 91,406 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 25,605 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 16,077 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Dec 3, 2025 | René Lacerte CEO; Director | 82,826 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $50.15 per share | 4,153,723.90 |