aci worldwide inc. - ACIW

ACIW

Close Chg Chg %
40.96 0.37 0.90%

Closed Market

41.33

+0.37 (0.90%)

Volume: 739.84K

Last Updated:

Apr 2, 2026, 4:00 PM EDT

Company Overview: aci worldwide inc. - ACIW

ACIW Key Data

Open

$40.64

Day Range

39.80 - 41.60

52 Week Range

38.20 - 55.87

Market Cap

$4.20B

Shares Outstanding

101.72M

Public Float

100.08M

Beta

1.03

Rev. Per Employee

N/A

P/E Ratio

19.11

EPS

$2.18

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

757.07K

 

ACIW Performance

1 Week
 
3.64%
 
1 Month
 
-2.87%
 
3 Months
 
-9.50%
 
1 Year
 
-17.64%
 
5 Years
 
6.49%
 

ACIW Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 6
Full Ratings ➔

About aci worldwide inc. - ACIW

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

ACIW At a Glance

ACI Worldwide, Inc.
6060 Coventry Drive
Elkhorn, Nebraska 68022
Phone 1-402-390-7600 Revenue 1.76B
Industry Packaged Software Net Income 226.66M
Sector Technology Services 2025 Sales Growth 10.38%
Fiscal Year-end 12 / 2026 Employees 2,930
View SEC Filings

ACIW Valuation

P/E Current 19.11
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 22.107
Price to Sales Ratio 2.847
Price to Book Ratio 3.233
Price to Cash Flow Ratio 15.52
Enterprise Value to EBITDA 12.74
Enterprise Value to Sales 3.225
Total Debt to Enterprise Value 0.152

ACIW Efficiency

Revenue/Employee 600,608.191
Income Per Employee 77,357.679
Receivables Turnover 2.087
Total Asset Turnover 0.574

ACIW Liquidity

Current Ratio 1.541
Quick Ratio 1.541
Cash Ratio 0.278

ACIW Profitability

Gross Margin 43.485
Operating Margin 19.253
Pretax Margin 17.427
Net Margin 12.88
Return on Assets 7.395
Return on Equity 15.401
Return on Total Capital 9.523
Return on Invested Capital 9.738

ACIW Capital Structure

Total Debt to Total Equity 56.675
Total Debt to Total Capital 36.174
Total Debt to Total Assets 27.728
Long-Term Debt to Equity 52.616
Long-Term Debt to Total Capital 33.583
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Aci Worldwide Inc. - ACIW

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
1.42B 1.45B 1.59B 1.76B
Sales Growth
+3.74% +2.16% +9.76% +10.38%
Cost of Goods Sold (COGS) incl D&A
822.75M 841.58M 902.75M 994.55M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
138.36M 133.99M 120.67M 106.65M
Depreciation
34.22M 35.36M 27.87M 22.53M
Amortization of Intangibles
104.15M 98.63M 92.80M 84.11M
COGS Growth
+7.40% +2.29% +7.27% +10.17%
Gross Income
599.15M 611.00M 691.54M 765.24M
Gross Income Growth
-0.89% +1.98% +13.18% +10.66%
Gross Profit Margin
+42.14% +42.06% +43.38% +43.48%
2022 2023 2024 2025 5-year trend
SG&A Expense
392.32M 387.99M 378.11M 426.42M
Research & Development
146.31M 140.76M 146.68M 167.54M
Other SG&A
246.01M 247.23M 231.43M 258.88M
SGA Growth
+2.90% -1.10% -2.55% +12.78%
Other Operating Expense
- - - -
-
Unusual Expense
3.00M 2.60M 5.30M 8.90M
EBIT after Unusual Expense
203.84M 220.41M 308.13M 329.91M
Non Operating Income/Expense
55.99M 5.71M 14.74M 34.60M
Non-Operating Interest Income
12.55M 14.21M 15.93M 14.87M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
53.19M 78.49M 72.47M 57.85M
Interest Expense Growth
+18.05% +47.55% -7.66% -20.18%
Gross Interest Expense
53.19M 78.49M 72.47M 57.85M
Interest Capitalized
- - - -
-
Pretax Income
206.63M 147.63M 250.41M 306.67M
Pretax Income Growth
+18.03% -28.56% +69.62% +22.47%
Pretax Margin
+14.53% +10.16% +15.71% +17.43%
Income Tax
64.46M 26.12M 47.29M 80.01M
Income Tax - Current - Domestic
15.06M (5.82M) 13.13M 2.35M
Income Tax - Current - Foreign
47.80M 36.02M 47.29M 76.72M
Income Tax - Deferred - Domestic
(3.85M) (5.51M) (15.31M) 401.00K
Income Tax - Deferred - Foreign
5.46M 1.42M 2.18M 542.00K
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
142.18M 121.51M 203.12M 226.66M
Minority Interest Expense
- - - -
-
Net Income
142.18M 121.51M 203.12M 226.66M
Net Income Growth
+11.26% -14.54% +67.16% +11.59%
Net Margin Growth
+10.00% +8.37% +12.74% +12.88%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
142.18M 121.51M 203.12M 226.66M
Preferred Dividends
- - - -
-
Net Income Available to Common
142.18M 121.51M 203.12M 226.66M
EPS (Basic)
1.2505 1.1199 1.9254 2.1803
EPS (Basic) Growth
+14.89% -10.44% +71.93% +13.24%
Basic Shares Outstanding
113.70M 108.50M 105.49M 103.96M
EPS (Diluted)
1.2446 1.1162 1.9073 2.1627
EPS (Diluted) Growth
+15.55% -10.32% +70.87% +13.39%
Diluted Shares Outstanding
114.24M 108.86M 106.49M 104.81M
EBITDA
345.20M 357.00M 434.10M 445.46M
EBITDA Growth
-5.99% +3.42% +21.60% +2.62%
EBITDA Margin
+24.28% +24.58% +27.23% +25.31%

Snapshot

Average Recommendation BUY Average Target Price 64.00
Number of Ratings 6 Current Quarters Estimate 0.318
FY Report Date 06 / 2026 Current Year's Estimate 2.452
Last Quarter’s Earnings 0.32 Median PE on CY Estimate N/A
Year Ago Earnings 2.16 Next Fiscal Year Estimate 2.848
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 5 5 5 5
Mean Estimate 0.32 0.90 2.45 2.85
High Estimates 0.54 0.98 2.61 3.04
Low Estimate 0.21 0.83 2.05 2.60
Coefficient of Variance 41.44 6.17 9.29 5.60

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 7
OVERWEIGHT 0 0 0
HOLD 1 1 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Buy

Insider Actions for Aci Worldwide Inc. - ACIW

Date Name Shares Transaction Value
Mar 5, 2026 Juan Benitez Director 16,881 Open market or private purchase of non-derivative security Non-derivative transaction at $41.9 per share 707,313.90
Mar 5, 2026 Adalio T. Sanchez Director 64,378 Open market or private purchase of non-derivative security Non-derivative transaction at $40.98 per share 2,638,210.44
Apr 18, 2025 Scott William Behrens Chief Financial Officer 566,452 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 18, 2025 Scott William Behrens Chief Financial Officer 539,406 Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $52.22 per share 28,167,781.32
Apr 18, 2025 Alessandro da Silva Chief Revenue Officer 82,230 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 18, 2025 Alessandro da Silva Chief Revenue Officer 75,490 Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $52.22 per share 3,942,087.80

Aci Worldwide Inc. in the News