aci worldwide inc. - ACIW

ACIW

Close Chg Chg %
45.47 -1.76 -3.87%

Open Market

43.71

-1.76 (3.87%)

Volume: 438.31K

Last Updated:

Jan 15, 2026, 3:42 PM EDT

Company Overview: aci worldwide inc. - ACIW

ACIW Key Data

Open

$45.47

Day Range

43.61 - 45.66

52 Week Range

40.45 - 58.14

Market Cap

$4.69B

Shares Outstanding

103.09M

Public Float

101.43M

Beta

1.05

Rev. Per Employee

N/A

P/E Ratio

18.46

EPS

$2.50

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

637.70K

 

ACIW Performance

1 Week
 
-2.78%
 
1 Month
 
-5.55%
 
3 Months
 
-6.73%
 
1 Year
 
-15.55%
 
5 Years
 
18.26%
 

ACIW Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 8
Full Ratings ➔

About aci worldwide inc. - ACIW

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

ACIW At a Glance

ACI Worldwide, Inc.
6060 Coventry Drive
Elkhorn, Nebraska 68022
Phone 1-402-390-7600 Revenue 1.59B
Industry Packaged Software Net Income 203.12M
Sector Technology Services 2024 Sales Growth 9.756%
Fiscal Year-end 12 / 2025 Employees 3,103
View SEC Filings

ACIW Valuation

P/E Current 18.455
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 27.216
Price to Sales Ratio 3.467
Price to Book Ratio 3.836
Price to Cash Flow Ratio 15.41
Enterprise Value to EBITDA 14.472
Enterprise Value to Sales 3.941
Total Debt to Enterprise Value 0.155

ACIW Efficiency

Revenue/Employee 513,789.236
Income Per Employee 65,458.588
Receivables Turnover 2.174
Total Asset Turnover 0.493

ACIW Liquidity

Current Ratio 1.641
Quick Ratio 1.641
Cash Ratio 0.359

ACIW Profitability

Gross Margin 43.376
Operating Margin 19.66
Pretax Margin 15.707
Net Margin 12.74
Return on Assets 6.279
Return on Equity 14.78
Return on Total Capital 8.48
Return on Invested Capital 8.73

ACIW Capital Structure

Total Debt to Total Equity 68.165
Total Debt to Total Capital 40.535
Total Debt to Total Assets 32.093
Long-Term Debt to Equity 64.047
Long-Term Debt to Total Capital 38.086
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Aci Worldwide Inc. - ACIW

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
1.37B 1.42B 1.45B 1.59B
Sales Growth
+5.89% +3.74% +2.16% +9.76%
Cost of Goods Sold (COGS) incl D&A
766.05M 822.75M 841.58M 902.75M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
143.91M 138.36M 133.99M 120.67M
Depreciation
31.41M 34.22M 35.36M 27.87M
Amortization of Intangibles
112.49M 104.15M 98.63M 92.80M
COGS Growth
+1.56% +7.40% +2.29% +7.27%
Gross Income
604.55M 599.15M 611.00M 691.54M
Gross Income Growth
+11.94% -0.89% +1.98% +13.18%
Gross Profit Margin
+44.11% +42.14% +42.06% +43.38%
2021 2022 2023 2024 5-year trend
SG&A Expense
381.25M 392.32M 387.99M 378.11M
Research & Development
141.91M 146.31M 140.76M 146.68M
Other SG&A
239.34M 246.01M 247.23M 231.43M
SGA Growth
-3.56% +2.90% -1.10% -2.55%
Other Operating Expense
- - - -
-
Unusual Expense
13.40M 3.00M 2.60M 5.30M
EBIT after Unusual Expense
209.90M 203.84M 220.41M 308.13M
Non Operating Income/Expense
10.23M 55.99M 5.71M 14.74M
Non-Operating Interest Income
11.52M 12.55M 14.21M 15.93M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
45.06M 53.19M 78.49M 72.47M
Interest Expense Growth
-20.43% +18.05% +47.55% -7.66%
Gross Interest Expense
45.06M 53.19M 78.49M 72.47M
Interest Capitalized
- - - -
-
Pretax Income
175.06M 206.63M 147.63M 250.41M
Pretax Income Growth
+77.50% +18.03% -28.56% +69.62%
Pretax Margin
+12.77% +14.53% +10.16% +15.71%
Income Tax
47.27M 64.46M 26.12M 47.29M
Income Tax - Current - Domestic
11.59M 15.06M (5.82M) 13.13M
Income Tax - Current - Foreign
31.95M 47.80M 36.02M 47.29M
Income Tax - Deferred - Domestic
4.57M (3.85M) (5.51M) (15.31M)
Income Tax - Deferred - Foreign
(836.00K) 5.46M 1.42M 2.18M
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
127.79M 142.18M 121.51M 203.12M
Minority Interest Expense
- - - -
-
Net Income
127.79M 142.18M 121.51M 203.12M
Net Income Growth
+75.88% +11.26% -14.54% +67.16%
Net Margin Growth
+9.32% +10.00% +8.37% +12.74%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
127.79M 142.18M 121.51M 203.12M
Preferred Dividends
- - - -
-
Net Income Available to Common
127.79M 142.18M 121.51M 203.12M
EPS (Basic)
1.0884 1.2505 1.1199 1.9254
EPS (Basic) Growth
+74.37% +14.89% -10.44% +71.93%
Basic Shares Outstanding
117.41M 113.70M 108.50M 105.49M
EPS (Diluted)
1.0771 1.2446 1.1162 1.9073
EPS (Diluted) Growth
+75.05% +15.55% -10.32% +70.87%
Diluted Shares Outstanding
118.65M 114.24M 108.86M 106.49M
EBITDA
367.20M 345.20M 357.00M 434.10M
EBITDA Growth
+19.03% -5.99% +3.42% +21.60%
EBITDA Margin
+26.79% +24.28% +24.58% +27.23%

Snapshot

Average Recommendation BUY Average Target Price 64.60
Number of Ratings 8 Current Quarters Estimate 0.26
FY Report Date 03 / 2026 Current Year's Estimate 2.548
Last Quarter’s Earnings 0.795 Median PE on CY Estimate N/A
Year Ago Earnings 2.342 Next Fiscal Year Estimate 2.848
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 5 5 6 4
Mean Estimate 0.26 0.40 2.55 2.85
High Estimates 0.49 0.67 2.63 2.94
Low Estimate 0.14 0.24 2.34 2.70
Coefficient of Variance 51.82 40.98 4.27 3.69

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 7 7 5
OVERWEIGHT 0 0 1
HOLD 1 1 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Overweight

Insider Actions for Aci Worldwide Inc. - ACIW

Date Name Shares Transaction Value
Apr 18, 2025 Scott William Behrens Chief Financial Officer 566,452 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 18, 2025 Scott William Behrens Chief Financial Officer 539,406 Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $52.22 per share 28,167,781.32
Apr 18, 2025 Alessandro da Silva Chief Revenue Officer 82,230 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 18, 2025 Alessandro da Silva Chief Revenue Officer 75,490 Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $52.22 per share 3,942,087.80
Mar 7, 2025 Thomas W. Warsop Director, President and CEO; Director 334,098 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 7, 2025 Thomas W. Warsop Director, President and CEO; Director 321,835 Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $53.7 per share 17,282,539.50
Mar 7, 2025 Abe Kuruvilla Chief Technology Officer 106,712 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 7, 2025 Abe Kuruvilla Chief Technology Officer 105,345 Disposition to the issuer of issuer equity secs pursant to Rule 16b-3 Non-derivative transaction at $53.7 per share 5,657,026.50
Mar 6, 2025 Charles E. Peters Director 80,842 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $57.57 per share 4,654,073.94

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