Howard Dvorkin

Howard Dvorkin

Howard Dvorkin is a personal finance expert and consumer advocate who has been helping people for more than 15 years. He is the founder of Consolidated Credit and the author of Credit Hell: How To Dig Out of Debt. Follow us on Like us at

Latest from Howard Dvorkin

New Year, New Credit Report Check

By law, each year U.S. consumers are allowed to download one free copy of each of their credit reports so they can review the reports for errors. This helps you avoid mistakes and discrepancies that damage credit scores.

Money Resolution to Keep This Year

Just like a diet or a new exercise plan, a financial new year plan takes dedication and commitment. No matter your financial situation, one of the best resolutions you can make is to save more money and be more diligent with your finances.

How to Shed Holiday Debt in 2012

The gifts have been unwrapped, the trees are long gone and the decorations are packed away, but there is still one remaining hint of the holidays: credit card bills. Make 2012 the year you get out of debt, and stay there.

Shop Smart Using Apps This Holiday Season

More consumers will use their mobile devices this year to assist with their holiday shopping, particularly those who put it off until the last minute. Here’s a list of apps that will help shoppers find the best deal and stay in budget.