Howard Dvorkin

How to Tell If You Have Too Much Debt

Weak job growth, stagnate wages and a drop in consumer confidence has pushed credit card debt to high levels. Here's how to calculate how much debt you can handle. 

How to Shed Holiday Debt in 2012

The gifts have been unwrapped, the trees are long gone and the decorations are packed away, but there is still one remaining hint of the holidays: credit card bills. Make 2012 the year you get out of debt, and stay there.

Shop Smart Using Apps This Holiday Season

More consumers will use their mobile devices this year to assist with their holiday shopping, particularly those who put it off until the last minute. Here’s a list of apps that will help shoppers find the best deal and stay in budget.

Financial Tools Every Consumer Needs

With a little planning, it’s easy to establish good money habits that will lead to financial stability in the future. Here's what you need:

Getting Out of Debt: Easier Said Than Done

Climbing out of debt can sometimes feel like a full-time job and takes serious work and discipline, but with the right education, preparation and willingness to succeed, it can be done.