Nearly half of Americans feel financially behind as 2025 comes to a close, poll shows

Chicago shoppers tell FOX Business they plan on brewing coffee at home, bringing lunch to work to save money in 2026

Nearly half of Americans say they feel they are falling behind financially as inflation continues to strain household budgets, according to a new Fox News poll.

The poll found 44% of respondents believe their personal finances are slipping, a sentiment echoed by shoppers on Chicago’s Magnificent Mile, who told FOX Business they plan to rein in spending and save more in 2026.

man at table with expensive bills

A new Fox News poll found that 44% of respondents feel like they are falling behind on their personal finances. (Gregory Rec/Portland Press Herald/Getty Images)

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FOX Business correspondent Kelly Saberi spoke with passersby in the Windy City who discussed saving more, spending less and investing more money in 2026.

One said he wanted to determine a set amount of money to save each week. Another said he wanted to focus his spending on the essentials.

woman looking at a bill

Chicago shoppers told FOX Business they aim to develop different spending habits in 2026. (Lazy_Bear/iStock / Getty Images)

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"Not spending money on the frivolous things, like not buying coffee every day," he said. "I feel like I bought a lot of coffee throughout 2025." He pointed to simple changes, such as brewing coffee at home and bringing lunch to work, as ways to save.

While inflation has cooled in recent months, prices remain elevated for many staples. The Consumer Price Index shows the all-items index rose 2.7% in November, compared to 3% in September. December data has not yet been finalized.

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Dairy prices decreased by 1.6% in November, but the cost of proteins like meat, poultry, fish and eggs rose by 4.7%.

"My main takeaway from speaking to these folks on a very cold day was that this is something they've been speaking about and thinking about all year," Saberi said Wednesday on "Mornings with Maria."