Stocks Close Lower on Final Trading Day in July

U.S. stocks closed the final trading session of July slightly lower, but posted monthly gains. The Dow Industrial fell 53 points, and the S&P 500 closed down two-tenths of a percent.

Chubb, Teco Energy, Amazon, Chipotle and Netflix were the biggest winners for the S&P 500 for July, all ending the month up more than 20%.

Oil endured its worst month since October 2008. NYMEX crude plunged 3% Friday to settle at 47.12, its lowest close since March 20. Oil fell more than 20% in July.

Oil stocks also took a hit; Exxon Mobil and Chevron dragged down the Dow. Who's benefiting from volatility in energy prices? France's largest bank employs 15K people in the U.S.

Next week, August trading begins! Important metrics on how the country is doing are coming out including consumer spending, factory orders, ISM manufacturing, jobless claims and - you better tune in Friday - it's jobs day and we'll bring you all the headlines.

And it's still earnings season. Early in the week we've got AIG, Caesars Entertainment and Disney. Later in the week we'll get DISH, Fitbit, Orbitz and Hershey.