Which to choose, Medigap or Medicare Advantage?

By Nancy MetcalfConsumer Reports

Q. I'm turning 65 soon and going on Medicare. Which do you recommend, Medigap or Medicare Advantage?

A. This is probably the top question that comes to my mailbox. Unfortunately, there's no one-size-fits-all answer. As a community service, I'm providing this chart comparing the two options so you can decide for yourself.

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But first, a reminder: No matter which way you decide to go, you must first be enrolled in Medicare Part A (hospitals) and Part B (doctors). That's non-negotiable.

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