Small Business of the Day: US Mortgage Corporation
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We’re highlighting small businesses from around the country as nominated by you, our readers. If your favorite small business is using Twitter to communicate with customers, let us know about it @fbsmallbiz with the hashtag #mysbc, and it may be featured as an upcoming Small Business of the Day.
Small Business of the Day: US Mortgage Corporation http://www.usmortgage.com/
Who: Steven A. Milner, @USMortgageCorp
What: A mortgage banking firm
When: 1994
How: Milner worked as a math teacher on Long Island for 18 years and in 1982 he began to work part time as a loan officer at a mortgage banking firm. In 1986, he retired from teaching and opened up a mortgage brokerage firm with two partners--but it later dissolved in 1994.
Milner then opened US Mortgage Corporation, which has gone on to originate between $350 to $400 million in loans annually, and is licensed in 23 states.
Where: Melville, N.Y.
In his own words: "We are very careful about evaluating a person's ability to repay a loan, and that says a lot. We are not afraid to say 'no' to a borrower. You have to realize that you need to sometimes say 'no' and make prudent decisions."