Retire

Over the past 25 years, the 4% rule has helped many retirement investors plan their savings goals and manage their account withdrawals.But as people live longer and the markets outdo historic extremes, a 4% withdrawal rate will be less reliable

As you near retirement, your estimates of your expenses, including how much you'll need for emergencies, could change from when you first created your retirement plan. Here's how you can find out how much you actually need.

Many workers overlook one important long-term savings tool that's actually loaded with tax benefits. And if you're forgetting it, too, you're doing yourself a major disservice.

Filing for Social Security early is often associated with taking a long-term financial hit. But that's not always the case.

While you are allowed to work and collect Social Security simultaneously, that's a route you may not want to take.

Social Security is also a program that's in flux, and roughly 165 million Americans are going to see something happen in 2021 that hasn't happened since before they were born.

Here are three things you can do to set yourself up for retirement if you haven't begun saving yet.

To make the right choice, there are three key questions that should guide your preferences for where to reside as a retiree. 

Nearly half of all Americans who lost a job during the coronavirus pandemic are strapped for cash and could not last a month off their savings.

The last thing you want to do is slash your Social Security income and struggle in retirement because of it. Take care to avoid these mistakes to ensure that you get as much money from Social Security as you're entitled to.

When it comes to growing wealth for retirement, the greatest weapon we have at our disposal is time. And the best way to take advantage of that investment growth is to give ourselves as many years to save as possible.

As a retiree, chances are good that medical care is going to be one of the single biggest expenses you face. Here are three techniques to try to keep those costs down. 

It allows employers to offer their workers a temporary deferral of the 6.2% payroll tax employees pay into the Social Security Trust Fund for the rest of this year

Biden has vowed to convert the current deductibility of traditional retirement contributions into matching refundable credits for 401(k)s, IRAS and others.

If you're one of those workers nearing retirement and fearful you won't have what you need for a comfortable future, don't give up hope. Instead, if you take these four steps, you may find you'll be better off financially than you expect. 

Statistically speaking, a majority of seniors would be better served by waiting until age 70 to begin taking their Social Security retirement benefit. But this doesn't hold true for everyone.

A new study shows that 21% of Americans have not yet started saving for their senior years. Here's why you stand a better chance of accumulating enough of a balance to avoid financial struggles later in life if you start making modest contributions today.

It pays to file for benefits at 70 for one big reason: It's the easiest guaranteed way to boost your retirement income.

Here are three tricks to help reach. retirement faster and hold on to more cash.

Review the following three questions and make sure you're comfortable with the answers before you apply for Social Security benefits.