Mortgage

Housing market sees major price cuts in expensive cities like San Jose and Los Angeles, while affordable markets maintain steady demand and stability, a new report found.

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

The housing affordability gap narrows as new home prices become competitive with existing properties, especially in South and West where inventory increased, a new report found.

A 50-year mortgage rate is "risky" business, according to credit repair expert Micah Smith, who warns the idea could put Americans "one market shift away" from being underwater.

Bill Ackman proposes $300 billion plan to return Fannie Mae and Freddie Mac to public trading, making taxpayers majority owners of mortgage giants.

Hidden homeownership costs hit nearly $16,000 annually nationwide as the housing affordability crisis deepens, with maintenance and insurance driving expenses higher.

Billionaire hedge fund manager Bill Ackman will unveil a new proposal next week for Fannie Mae and Freddie Mac to help the Trump administration maximize taxpayer value.

The Trump administration is "actively evaluating" portable mortgages to help homeowners keep low rates as home prices remains elevated.

The average rate on the 30-year fixed mortgage rose this week to 6.24%, according to the latest Freddie Mac data released on Thursday. That is up from last week's reading of 6.22%.

Trump proposes 50-year mortgages to ease housing costs, but experts say the plan won't solve America's fundamental supply and demand housing crisis.

VA home loans provide veterans lifetime benefits, including no-down-payment requirements, competitive rates, and reusable guarantees for purchases and refinancing options.

President Donald Trump proposed 50-year mortgages to boost homeownership access, but experts warn of higher cumulative interest costs and worsened affordability for buyers.

American household debt reached a record $18.59 trillion in the third quarter of 2025, rising $197 billion, according to the Federal Reserve Bank of New York's latest report.

Treasury Secretary Scott Bessent said the U.S. housing market is in a recession due to high interest rates, and repeated his call for Fed cuts to lower mortgage rates.

The Federal Reserve cut interest rates for the second time this year, but Chair Jerome Powell signaled a December cut isn't guaranteed, leaving mortgage timing unpredictable.

The average rate on the 30-year fixed mortgage fell this week to 6.17%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.19%.

PayPal is expanding Venmo’s capabilities in 2026, allowing users to pay rent, mortgages and retail merchants through a new partnership with Bilt Rewards.

The average rate on the 30-year fixed mortgage fell this week to 6.19%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.27%.

The average rate on the 30-year fixed mortgage fell this week to 6.27%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.3%.

Bilt CEO Ankur Jain announced on Tuesday the company's partnership with the nation's largest mortgage lender, United Wholesale Mortgage.