Modern Retirement

A critical part of saving for retirement is figuring out how long the money needs to last. But most Americans do not know their life expectancy – and that worries researchers.

Up to 15% of a person’s Social Security benefits can be garnished to pay student loans in default.

Building up their emergency funds is a New Year’s financial resolution for many Americans, according to a survey by Personal Capital. Here’s how to boost your savings.

Starting in 2024, Americans can make tax-free rollovers of eligible 529 plan funds to a Roth IRA in the same beneficiary’s name. Here's what that means for you.

Companies that offer 401(k) plans will be required to automatically enroll their employees beginning in 2025.

The Secure Act 2.0 will let companies make 401(k) employer matches based on employees’ qualified student loan payments, beginning in 2024. Here’s how to pay down student loan debt quickly.

The Secure 2.0 Act, which was been signed into law, may help Americans save more for retirement. Here’s what you need to know.

Nearly half of private sector workers don’t have access to a 401(k) at work, but you can open an IRA and take other steps to save for retirement.

With the end of the year approaching, many workers anticipate getting bonuses from their employers. There are multiple good things people can do with them.

There are a number of notable changes taxpayers should be aware of in the 2023 tax year as the IRS updates brackets, caps, and thresholds to account for inflation.

Amid concern over whether aging parents will have enough retirement savings, a growing number of adults have embraced the idea of using their parents' home equity as a financial solution, according to an American Advisors Group (AAG) survey.

With inflation hovering near a 40-year high, more retirees are looking to make a move to cut costs. Here are the most tax-friendly states in the U.S. for 2023.

IRA balances fell in the third quarter of 2022 in the midst of market volatility. Here’s how to keep your retirement on track in any economic cycle.

Americans said that they needed 20% more than last year to retire comfortably, a Northwestern Mutual study said.

Robinhood announced on Tuesday it is offering individual retirement accounts (IRAs) with a 1% match on contributions.

More than a quarter (27%) of retirees are spending more than they can afford in 2022, according to a survey from the Employee Benefit Research Institute (EBRI).

Social Security recipients will see the largest benefits increase in 40 years in 2023. Here’s what that means for your retirement savings plan.

Inflation, which is squeezing household finances, is also pushing many Americans further behind on their retirement savings, according to a new Bankrate report.

Although 86% of Americans nearing retirement age understood that waiting until 70 meant they could collect more benefits, only 11% planned to do so, a Schroders survey said.

A little more than half of the employees (58%) surveyed by the Nationwide Retirement Institute said they felt optimistic about their retirement plan, with 40% saying they would likely have to delay retirement by four years.