Modern Retirement

Over the past 25 years, the 4% rule has helped many retirement investors plan their savings goals and manage their account withdrawals.But as people live longer and the markets outdo historic extremes, a 4% withdrawal rate will be less reliable

Filing for Social Security early is often associated with taking a long-term financial hit. But that's not always the case.

The last thing you want to do is slash your Social Security income and struggle in retirement because of it. Take care to avoid these mistakes to ensure that you get as much money from Social Security as you're entitled to.

As a retiree, chances are good that medical care is going to be one of the single biggest expenses you face. Here are three techniques to try to keep those costs down. 

Here are three critical strategies to adopt as we navigate the tail end of this volatile year.

If you're one of those workers nearing retirement and fearful you won't have what you need for a comfortable future, don't give up hope. Instead, if you take these four steps, you may find you'll be better off financially than you expect. 

Statistically speaking, a majority of seniors would be better served by waiting until age 70 to begin taking their Social Security retirement benefit. But this doesn't hold true for everyone.

A new study shows that 21% of Americans have not yet started saving for their senior years. Here's why you stand a better chance of accumulating enough of a balance to avoid financial struggles later in life if you start making modest contributions today.

It pays to file for benefits at 70 for one big reason: It's the easiest guaranteed way to boost your retirement income.

Here are three tricks to help reach. retirement faster and hold on to more cash.

Review the following three questions and make sure you're comfortable with the answers before you apply for Social Security benefits.

Here's my way of doing things with money.

Who would have thought just four months ago that your investments would have turned out quite like this: stocks at or near all-time record highs?

Here are three situations in which it may be a good idea to consider waiting as long as you can to begin claiming.

Americans think they'll need $1.9 million in savings, on average, to enjoy retirement, according to a recent study. But, in reality, you might manage to live on a lot less.

Here is why absolutely every adult should have a will.

The virus-induced economic crisis is causing Americans to reconsider and make changes to their retirement plans and goals.

If you plan to rely on Social Security as a primary source of income in retirement, it's important to ensure you're aware of a few of the ways you could potentially lose your benefits.

We’re here to start the conversation and give you the knowledge you need

There are 12 states that don’t tax retirement distributions, AARP reported earlier this week.