Lifestyle and Budget

A judgment will eventually drop off your credit report. But that doesn't mean it's gone.

Add-on services like payment protection are expected to rebound from regulators' smackdown.

Not keeping current on the state of your finances can have dire consequences. Here are six money questions everyone should know the answers to.

An expert says consumers are flocking to prepaid debit cards for three main reasons.

Do travelers need a smart-chip card when exploring Europe?

We didn't just have our credit cards taken away during the recession, we gave them up.

When it comes to negotiating your credit card terms, be prepared with these three tips.

Sometimes life gets in the way and you forget about a credit card statement and it falls into collection, what happens?

A frequent flier wonders if miles earned on her organization's card are hers. And if so, how does the IRS treat them?

The Bluebird prepaid card, offered by Walmart and American Express, is drawing scruntiny because of its similarities to a checking account. But will federal regulators start treating it as such?

 Interest rates on new credit card offers remained at 14.95% once again this week.

If you're joining up with a business owner who already has some credit card debt, be careful. 

Credit card companies can cancel your account for any number of reasons, even if you're paying on time -- and they don't have to warn you about it. Here's what you can do

If a debt is reported as being charged off and passes the state statute of limitations, when does it drop off your credit report?

Cruises, airlines and travel agencies turn to layaway financing options so dreams of faraway places can come true, debt-free

While holding others accountable for inaccurate and costly credit hits is a recent legal phenomenon, courts are recognizing that good credit is a valuable asset

If you have canceled your credit card and reapplied you might not get a second sign-up bonus. 

Small business credit cards require the owner to personally guarantee them. Does that mean they show up on your personal credit record? Not necessarily

Fixing errors and improving your credit score could save money on your car insurance bill.

After years of shunning their credit cards, many consumers are returning to using them regularly. What could this mean for you and the economy?