Lifestyle and Budget

Rates Remain Locked at 14.96%

July 31, 2013: Interest rates on new credit card offers remained stuck at 14.96 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report.

The Path to a Lower Interest Rate

Most banks and credit unions tie their credit cards' interest rates to the prime rate, but knowing the prime rate alone won't lead to lowering yours

Old Car Debt Hounds Ex-Wife

What do you do do when your wages are garnished to pay for a repossessed car that was jointly owned by you and your ex?

Credit CARD Act: The Next Generation

It's been four years since the law went into place, and consumer groups are urging lawmakers to make a host of fixes and enhancements.

Should we Charge our Customers to use Credit Cards?

Credit card surcharges are now legal, along with minimum purchase requirements for customers who want to use credit cards. But for some convenience store owners, is the money worth the business they'll lose from irritated customers?