Lifestyle and Budget

Wage Garnishment Laws Differ by State

If you're served with a summons for unpaid debt, where you live will determine whether a creditor can recoup funds through wage garnishment

Undoing Damage from a Heavily-Used Card

If you have one credit card that's close to maxed out every month, having a mix of other types of credit will help soften any credit score damage.

Rebuilding Your Credit as an Authorized User

Becoming an authorized user on a spouse's credit card can help you rebuild your credit but you need to understand your responsibilities and be committed to using the card wisely

Is Sharing Your Credit Card Ever OK?

Have you ever lent your credit card to a relative or friend to make a purchase on your behalf? Most times, these actions are harmless, but sometimes they can backfire.

Building Good Credit Doesn't Happen Quickly

Paying on time for a few months will not drastically change a credit score, especially if you've lapsed in the past. But with patience and time, your score will rise.

How to Pick a Socially Responsible Credit Card

Consumers who value sustainability have two major credit card options: Affinity cards that donate to charities, and cards issued by financial institutions devoted to the concept of 'the triple bottom line.'