Lifestyle and Budget

Free upgrades, refunds, companion tickets and museum admissions are just some of the card perks you may be missing out on.

All those enticing zero percent card offers that come in the mail don't mean that you'll be approved for them, and can even hurt your credit score.

Consistently making minimum monthly payments on a high balance is a dangerous habit that can damage your credit score if your financial situation worsens.

Becoming an authorized user on a spouse's credit card can help you rebuild your credit but you need to understand your responsibilities and be committed to using the card wisely

You may find some advantages if you roll what you owe on credit cards into one big bank loan.

Have you ever lent your credit card to a relative or friend to make a purchase on your behalf? Most times, these actions are harmless, but sometimes they can backfire.

The summer is almost over, and that means the seasonal challenges to your credit are coming to a close. Here are a few credit tips to finish summer well.

Paying down debt means more than extra cash in the bank. It also means better mental health.

Paying on time for a few months will not drastically change a credit score, especially if you've lapsed in the past. But with patience and time, your score will rise.

Consumers who value sustainability have two major credit card options: Affinity cards that donate to charities, and cards issued by financial institutions devoted to the concept of 'the triple bottom line.'

When you have numerous credit accounts that are seriously past due, is the best solution to settle the accounts or try to pay them in full?

Your business is shuttered and you're left with credit card debt. Now the issuer is hiking your interest rate. Is it really allowed to do that? Most likely, yes. Here's what you can do.

Opening too many credit card accounts is just one reason your credit score can take a hit.

Having a bank account can get complicated for Americans living and working in Europe.

Planning to apply for student loans? You might want to check your credit.

Small businesses with good credit may benefit from transferring business card debt to a lower-interest loan or 0-percent interest card

Having greater diversity in the types of credit you use can nudge your credit score up -- as long as you make your payments on time

If you’re tired of paying high interest rates and getting rejection letters from lenders, it’s time to clean up your credit history. 

A loan modification will change your bankruptcy payments some, but it's still worth it.

A business owner has unpaid credit card debt worth thousands. Should she settle, file for bankruptcy or something else?