How to Stay Safe Banking on Your Phone
Mobile banking is a fast and convenient way to conduct financial transactions, but it can also leave your personal information exposed.
Wage Garnishment Laws Differ by State
If you're served with a summons for unpaid debt, where you live will determine whether a creditor can recoup funds through wage garnishment
Undoing Damage from a Heavily-Used Card
If you have one credit card that's close to maxed out every month, having a mix of other types of credit will help soften any credit score damage.
Do Card Issuers Remember My Very Old Mistakes?
If you defaulted on credit card debt years ago, so long ago that the debt is off your credit report, what are your chances of getting a new card with the same issuer?
4 Ways to Build Credit Without a Credit Card
If you want to start building credit but don't want to get a credit card -- or simply can't-- don't give up.
5 Ways to Play Rising Interest Rates
Rising interest rates have been pretty scarce over the past 30 years, but these tips can help your finances adjust nicely.
Mom Illegally Adds Daughter to Joint Card
What happens when a daughter finds out her mom used her name to open a joint account without her permission or knowledge?
4 Free Card Perks You May Not Know About
Free upgrades, refunds, companion tickets and museum admissions are just some of the card perks you may be missing out on.
Pre-Screened Offers Don't Guarantee Card Approval
All those enticing zero percent card offers that come in the mail don't mean that you'll be approved for them, and can even hurt your credit score.
Will Making Minimum Payments Damage my Credit Score?
Consistently making minimum monthly payments on a high balance is a dangerous habit that can damage your credit score if your financial situation worsens.
Rebuilding Your Credit as an Authorized User
Becoming an authorized user on a spouse's credit card can help you rebuild your credit but you need to understand your responsibilities and be committed to using the card wisely
Use Personal Loan to Cut Credit Card Debt?
You may find some advantages if you roll what you owe on credit cards into one big bank loan.
Is Sharing Your Credit Card Ever OK?
Have you ever lent your credit card to a relative or friend to make a purchase on your behalf? Most times, these actions are harmless, but sometimes they can backfire.
4 Credit Moves to Finish Your Summer on a High Note
The summer is almost over, and that means the seasonal challenges to your credit are coming to a close. Here are a few credit tips to finish summer well.
The Psychological Perks of Paying off Debt
Paying down debt means more than extra cash in the bank. It also means better mental health.
Building Good Credit Doesn't Happen Quickly
Paying on time for a few months will not drastically change a credit score, especially if you've lapsed in the past. But with patience and time, your score will rise.
How to Pick a Socially Responsible Credit Card
Consumers who value sustainability have two major credit card options: Affinity cards that donate to charities, and cards issued by financial institutions devoted to the concept of 'the triple bottom line.'
Credit Score Impact of Settling Past-Due Accounts
When you have numerous credit accounts that are seriously past due, is the best solution to settle the accounts or try to pay them in full?
If Your Company Fails, Your Credit Card Rate can Rise
Your business is shuttered and you're left with credit card debt. Now the issuer is hiking your interest rate. Is it really allowed to do that? Most likely, yes. Here's what you can do.
Did Balance Transfer Mishap Hurt Credit Score?
Opening too many credit card accounts is just one reason your credit score can take a hit.



















