Lifestyle and Budget

Taking more than one IRA distribution doesn't solve the problem of repaying the loan.

If you never got a bill, how could it get sent to collections? And can you be reported as late for a bill you never received? We asked experts.

A Kansas City woman recently won a huge damage award after being mistakenly sued for a credit card bill. Learn what steps to take if deby collectors are looking for you.

Don't let outstanding debts and high interest rates cause anxiety over your future. Follow these steps to get out of debt and enjoy your retirement.

A new report shows that student debit cards can be just as costly as a non-student debit card. In some cases, they're more expensive

How long student loan problems can affect your credit isn't always clear, because they don't all work the same way.

Housing market trends bode well for sellers this spring, but some may encounter hurdles even after they land a buyer.

Outdated debt collection laws leave some debt collectors wary of email communications. Here's what to do if you want to deal with a debt collector by email.

The new Student Aid Bill of Rights aims to help federal student loan debtors... will it also make it easier for them to discharge their debt in bankruptcy?

Mortgage interest rates have hovered near historic lows in recent years, but change may be on the horizon.

Bankruptcy definitely carries a stigma, but a new report by the Federal Reserve Bank shows that maybe bankruptcy isn't the end of the world for a consumer.

A reader recently wrote in, concerned about how to deal with an old student loan debt and what effect it could have on their credit.

The trick to surviving your student loan debt is to take on as little as possible in the first place.

You’ll have to repay the loan and probably the interest and some of the late charges. But $16,000 in fees is a bunch of crap.

More than half of respondents in a new survey saved zero for retirement last year.

Sometimes we see some unusual situations that led to debt, which I call “doozies.” Here are some doozies that top the list.

The CFPB found that 15 million consumers have only medical collections on their reports. Half of these consumers with only medical collections otherwise have clean credit, meaning they have no serious delinquencies and show no other signs of financial distress.

You need money to pay a lawyer when filing bankruptcy, but there may be ways around it.

You’ll want to be sure your credit is in the best shape possible before you apply for a car loan, home loan or personal loan. But how do you get ready for a credit check?

Government-guaranteed consumer debts—whether they take the form of residential mortgages or education loans—make for very appealing investments to yield-hungry but risk-averse investors.