Lifestyle and Budget

Buying a Home Huge Step for Couples

Full disclosure is very important — have an honest conversation with your partner to talk about your credit profile and any issues.

Your First Real Job! Now What?

With a steady income -- regardless of size -- you are taking your first steps into adult life.  Don’t blow it.

Dave Says No to Bonds

Long-term interest rates are still really low. If you were to buy a bunch of bonds right now, and interest rates went up even one percent, you could lose a lot!

4 Ways to Trick Yourself Into Saving More Money

Think you’ve run out of ways to save? Think again. While it might not seem possible to squeeze any more savings out of your budget, you can find new ways to save by changing some of your money habits.

How Long Does It Take to Become Rich?

How long does it take for the average rich person to become rich? Ten years, 20 years? How about 32 years. That’s how long it took the average self-made millionaire, according to my data. In my Rich Habits Study, 76% of those who were wealthy were self-made millionaires.

7 Life Changes That Could Help Your Finances

Some people may find ways to boost their income; others may take a deep cost-cutting route. In either case, the goal is the same: Improve your household’s cash flow, so you’re doing more than just treading water—you’re actually moving forward on long-term financial goals.