Inflation and recession are defining how Americans save for retirement: survey
Half of Americans saving for retirement said they had to pause contributions at some point during 2022 to deal with rising costs, according to a new survey.
Help: I’m a disabled senior and I can’t pay my student loans
The Credible Money Coach explains how disability discharge works for federal student loan borrowers.
Do I have to put home-sale proceeds into another house?
The Credible Money Coach helps a reader understand costs and tax rules around selling a home.
I took federal student loans to attend a Corinthian College. What can I do?
The Credible Money Coach has good news for former Corinthian College student looking for help with federal student loans.
Do I have enough home equity to pay for a new roof?
The Credible Money Coach helps a homeowner understand home equity options, like cash-out refinancing and HELOCs, to fund needed roof repairs.
How can my son do a cash-out refinance on the house he got in a divorce settlement?
Credible Money Coach discusses how to do a cash-out refinance after a divorce settlement.
I don’t know if my student loan is federal or private. How can I tell?
The Credible Money Coach helps reader understand how to determine if his student loan is federal or private.
Will adding my son to my credit card help his credit score?
The Credible Money Coach helps a reader understand how being an authorized user can affect credit.
Does cosigning a home loan affect my estate if I pass away?
The Credible Money Coach provides some insight into what happens to a mortgage after a cosigner passes away.
Can I refinance my home equity loan?
The Credible Money Coach helps a reader understand how to refinance a home equity loan and important considerations for refinancing.
I consolidated Parent PLUS Loans from Sallie Mae. Am I eligible for relief under the settlement with Navient?
The Credible Money Coach shares information on the Navient student loan settlement and suggests alternative ways to manage student loan debt.
My son and grandson lived with us for 2 years. Can I get a tax break for supporting them?
The Credible Money Coach shares information on who can be claimed as a dependent for federal income taxes.
Our adviser says we have 'too much' home equity. What should we do?
The Credible Money Coach weighs in on whether there’s such a thing as ‘too much home equity.’
Our 100-year-old home has foundation issues. How can we pay for repairs?
The Credible Money Coach explains how a cash-out refinance can help homeowner pay for much-needed home repairs.
I’m an authorized user on Mom’s credit card. What happens if she declares bankruptcy?
The Credible Money Coach helps authorized user on credit card understand what happens if the card owner declares bankruptcy.
Will a debt consolidation loan ding my credit score?
The Credible Money Coach explains the possible credit impact of a debt consolidation loan.
My tax debt interest is adding up. Should I pay it off with a loan?
The Credible Money Coach offers insight to help reader weigh the benefits of a personal loan to pay off tax debt.
I cosigned my daughter’s private student loan. Am I on the hook if she declares bankruptcy?
The Credible Money Coach shares information on a cosigner’s liability when a borrower declares bankruptcy.
Do I have to pay taxes on forgiven student loans?
The Credible Money Coach shares some good news about student loan forgiveness and federal income taxes.
My dad passed away and I’ve been paying his mortgage. How can I get the loan put in my name?
The Credible Money Coach offers some guidance on how to take over mortgage payments when a borrower passes away.