Columns

Taking the time to devise a plan that includes tax-deferred vehicles and other creative investments will pay off when it comes time to leave the work force.

Sometimes there are reasons the phone hasn’t rung and the emails haven’t started to flow after you've applied for a job, and I wanted to address some of those issues this week.

Time banking allows patrons to trade their skills for services they need, and the relatively-new concept is becoming increasingly popular among retirees.

Dave Says: When it comes to sorting out financials with your significant other, sometimes you have to take a step back and pick your spending battles and make sure you don't lose the relationship war. 

The headlines regarding the future of Social Security are scary--but there is a way to fix the problem.

Dave Says: It's not a good idea to go into debt remodeling your home just in case it has to go on the market..

Want to know who the IRS will be keeping an extra-close eye on this year? A look at its proposed budget is pretty telling. 

When it comes to hiring decisions, where candidates attended college is a very minor deal. There will always be a few corporate types out there who play games and try to turn the office into some kind of snooty country club, but the fact is most employers don’t care where you went to college.

Dave Says: One of the best ways to tell your family how much you love them is by having your financial act together and organized in a central location. 

Many baby boomers are reaching the 'empty nest' stage of life and they find themselves with more disposable spending and time. So how does this impact their future financial planning?

Dave Says: When it comes to building your financial house, it's important to lay the foundation before putting on the roof. 

Filing an innocent spouse claim is difficult and time consuming, especially in a community property state. But there’s good news: The IRS is looking to change some of its policies regarding these cases. 

What does Congress do when the country is facing a huge deficit? Pile on more debt, of course

A proposal would cap tax-preferred contributions to either $20,000 or 20% of income, whichever is lower.

Why- especially in an election year- is raising taxes on top earners so popular? 

You filed your tax return on time in April and now it’s almost June and Uncle Sam still hasn’t sent your refund check. What gives?

You must pay income taxes on the funds that are set aside in your Social Security Trust fund for your retirement years.  

HSAs were created to encourage people to save for future health problems, but there are other tax reasons to open such an account.

The Federal Reserve’s disclosures on the names of the banks that had borrowed at its discount window has shed new light on the practice of Wall Street houses and other non-banks quickly converting to bank holding companies in order to get central bank loans traditionally reserved for depository institutions.

The U.S.s new AA+ rating could be cut to AA in six months to 24 months depending on government action to cut the deficit, says a top S&P official.