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Markets do not follow a calendar, nor should they be followed by one. A well-diversified investment portfolio should not be touched - only rebalanced due to market movement.

My two favorite MLK quotes apply to so many endeavors in life, from running a business to living a good life.

After my recent post about breaking bad money habits, Ithought it’d be fun to “flip the script” and focus on a more positive spin.

Americans' confidence in their retirement security is at an all-time low, and that's a good thing. Finally, after 20 years of false optimism, we're realizing we are not saving enough. 

If you go about it the right way, you can significantly prolong the life of your retirement portfolio.

Knowing the best way to convert the money they’ve saved into income is one of the biggest challenges retirees face. If you know in advance what tax rates are going to be, you can use it to your advantage. Here's how to do it. 

States are targeting the honey pot of cell phone users to close their Grand Canyon-sized budget gaps. Guess who ranks worst?

Dave Says: When it comes to student loan debt, there is only one way to take down a giant. And what type card is the safest? 

Dave Says: When you buy a house, it goes up in value in the long run. From a financial standpoint, mathematically, when you buy a mobile home, you’re buying a very large car in which to live.

The race toward brain vitality has begun, and baby boomers better get on board.

Dave Says: Teaching them about money with a standard, regular, monthly budget is one thing. But you don’t want to put young people into situations they can’t handle emotionally.

Dave Says: It can be awkward when a grandfather only leaves an inheritance to a single person, but don't let family members walk all over you. 

Dave Says:  Maintenance agreements or extended warranties are a money-maker for manufactures, but money wasters for consumers. And how can you save to buy a home in five years?

Dave Says: Listen up, mom and dad: It's time to stop enabling your children's irresponsible financial decisions. And when is it time to say goodbye to a car on its last legs?  

Dave Says: When it comes to children, the older they get, the more hard core parents need to be with teaching financial responsibility, but what happens when it's the parents that have bad money habits? 

In a move that could potentially be a preview of higher mortgage fees, FHA has increased the mortgage insurance fees it charges borrowers.