Retirement

Here’s a scary statistic: About 49% of Americans say they aren't contributing to any retirement plan.

Home-run retirement planning for baby boomers requires running one base at a time.

At 76, you might want to default on your debt, but there are reasons to keep your good credit.

At today's low rates, a CD ladder might be the best strategy. Here are the factors to consider.

Stacking CDs can be a good way to put away extra income, but watch the size of the stack.

People just don’t either have the time, inclination, or confidence to take control over their own investment portfolio. Fortunately, getting a grip on your investments is easier than you think. In fact, you can get the job done in nine easy steps.

The Securities and Exchange Commission is taking its own sweet time coming up with a rule that would make all investment advisers put their clients' interest first.

Find out whether this inflation-protected, income-paying investment is right for you.

Just as there are different life insurance plans to meet your needs, there are different ways to save money on life insurance.Most importantly, shop around for life insurance quotes.

Many bury their heads in the sand when it comes to retirement savings. How about you?

A recent study found that nearly half of American workers are not contributing to any form of retirement plan. Is that as self-destructive as it seems -- or simply rational behavior?

The number of long-term unemployed workers aged 55 and older has more than doubled since the recession began in late 2007. Getting back to work is increasingly difficult, according to a government report being released on Tuesday.

Boomers will need more money than ever to cover medical expenses in their retirement, and experts say most haven’t saved enough.

While boomers have redefined the way we age, the importance of family has not wavered, and we remain committed to our loved ones. But it's costing us...big time.

Troubles at Finland's Nokia Oyj aren't just bad news for the company, its staff and shareholders. They're also a warning sign for the small Nordic country's welfare model.

New reports hint that the average American will face a 28% income shortfall in retirement, so how do you fix that?

Workers can now access their Social Security data in just a few keystrokes thanks to a new feature on the Social Security Administration's website.

Best deployment of service member's savings

Annuities are one investment that more and more prospective retirees are considering. But there are some things you need to know before making the investment leap.

You think your broker is bananas. Be careful so breaking away doesn't cost you a bunch.

Four stock indexes and their market clout

Grandparents are playing a more active role providing a financial safety net to their grandkids-but what rules should be put in place before making a loan?

Here are five things to keep in mind when considering investing in real estate through a self-directed IRA.

The strategy of dividing portfolios into separate buckets created to generate income for specific time periods of retirement is gaining traction among some investors.

You didn't keep track of your CD and it reached maturity. Here's what to expect and what to do.

Retirement communities might offer perks like an exercise room and cafeteria, but sometimes nothing beats a home-cooked meal, and many boomers want just that when they grow old.

Here's why you might wait with Social Security if you stay employed past full retirement age.

Find out whether money back that effectively cuts your Social Security could be a good deal.

Experts say term life insurance policies tend to make the most financial sense if you meet the following criteria.

The number of older Americans in the workforce has grown in the last decade, and that's changing there retirement process and labor market.

Here's a look at some facts about money market mutual funds and how they compare to money market accounts and traditional savings accounts.

Long-term care insurance is often touted as a way for aging boomers to protect their assets and to not be a burden to their family if a time comes when they can no longer care for themselves. But is this industry headed for disaster?  

The way to get the best deal from Social Security requires careful computer analysis.

Knowing these rules may make a difference in how much you'll get in Social Security benefits.

Investing your retirement money shouldn't cost you money. Here's how to fight account charges.

Let's glance into our murky crystal ball and examine the “what you'll need” part of the equation - how much the retired life will cost you each year.

For women approaching retirement, here are the keys to a good money strategy.

The fixed interest rates on most CDs offer customers stability of both principal and interest for a specified period of time. But ironically, it is this same stability that can make CDs more vulnerable to changes in the economic environment under certain conditions -- such as today's low interest rate environment.

Ask any retiree about their biggest fear, and most will tell you running out of money. Experts offer the following tips on how boomers can make sure their finances last through their golden years.

Usually, when people talk about someone 'going through a stage' they are talking about a 2-year-old or a teen. But there's another age at which people go through a key transitional period, also marked by angst and rebellion: Call it pre-retirement.

How do you handle an excess contribution to a traditional IRA? 

When people buy life insurance, it's mainly to leave money behind for a spouse, children, other relatives or close friends.

Much has been made of the millennials as an entitled generation, constantly whining about the obligations of adulthood while fiddling with their iPhones. But life has been tough for many of them.

When an older couple walks down the aisle, they typically carry with them a host of financial holdings and habits from earlier in life. But these things can soon lead to friction in the relationship if they aren't handled before the union is official.

The economic turmoil has baby boomers re-evaluating and re-assessing post-work life goals, but setting financial goals is the first step to making your financial retirement dreams come true.

At today's yields, why stick with a CD? For some investors, it's for their own protection.