Citigroup Inc. said Wednesday it had net income of $3.57 billion, or $1.14 a share, in the fourth quarter, up from $3.34 billion, or $1.02 a share, in the year-earlier period. Revenue fell to $17.0 billion from $18.5 billion a year ago. The FactSet consensus was for EPS of $1.12 and revenue of $17.3 billion. Shares were slightly higher premarket, but have gained 37% in the last 12 months, while the S&P 500 has gained 20.6%.
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