US Average Rate on 30-Year Home Loans at 4.01%

Home Mortgage Associated Press

Average U.S. mortgage rates edged lower this week, with the benchmark 30-year loan hovering near 4 percent.

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Here's a look at rates for fixed and adjustable-rate mortgages this week and over the past year:

Current avg. Last week 52-week high 52-week low
30-year fixed 4.01 4.02 4.53 3.92
15-year fixed 3.20 3.21 3.56 3.08
5-year adjustable 3.02 2.97 3.15 2.91
1-year adjustable 2.43 2.45 2.61 2.35
All values in percentage points
Source: Freddie Mac Primary Mortgage Market Survey