2013 Bankrate Checking Account Survey

By Lifestyle and Budget Bankrate.com

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Bankrate surveyed banks in 25 U.S. cities to find the average fees associated with checking accounts in its annual Checking Account Survey, which was conducted in July and August 2013.

 

Checking account fees

Market name Average NSF* fees Average ATM surcharge Average fee to use other ATM
Atlanta $34.10 $2.55 $1.90
Baltimore $32.55 $2.40 $1.19
Boston $33.32 $2.55 $1.17
Chicago $32.90 $2.60 $1.33
Cincinnati $30.32 $2.72 $1.58
Cleveland $30.32 $2.56 $1.69
Dallas $31.33 $2.50 $1.55
Washington, D.C. (metro area) $32.12 $2.55 $1.50
Denver $34.10 $2.65 $2.05
Detroit $31.90 $2.60 $1.77
Houston $33.53 $2.78 $1.60
Kansas City, Mo. $31.68 $2.58 $1.55
Los Angeles $29.58 $2.50 $1.20
Miami $33.89 $2.66 $1.60
Milwaukee $34.16 $2.95 $1.64
Minneapolis $33.24 $2.61 $1.55
New York (metro area) $32.26 $2.30 $1.77
Philadelphia $32.68 $2.50 $1.40
Phoenix $32.65 $2.89 $1.55
Pittsburgh $31.60 $2.55 $1.21
San Diego $30.78 $2.69 $1.60
San Francisco $27.18 $2.69 $1.56
Seattle $31.30 $2.55 $1.50
St. Louis $33.47 $2.50 $1.43
Tampa, Fla. $33.50 $2.66 $1.58

The data come from surveying the five largest banks and five largest thrifts in 25 of the nation's biggest markets from July 15 to Aug. 2, 2013. We asked those institutions about terms on one generic noninterest account and one interest-bearing account for the general consumer.

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*NSF = nonsufficient funds.

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Copyright 2013, Bankrate Inc.