Jake Safane

Shop around: Find a few furniture stores or companies you like and inquire about their in-store financing offers. Compare interest rates, terms, and fees.
Compare rates: Compare rates and terms to other financing options like personal loans. If you're considering a deferred-interest offer, be sure you can pay most or all of the balance off within the promotional period.
Apply: Once you find an attractive offer that meets your budget and needs, apply for it. Most retailers have a quick online or in-person application.
Repay your furniture: Once you get approved and accept the loan, be sure to make your payments on time. If you don’t, you may face high interest charges and/or fees.

Writer

13+ years of experience writing media and marketing content
Has been hooked on finance since joining his middle school's stock market club

Bio and experience

Jake is a journalist by training and an online content writer by trade, specializing in finance and sustainability. He has worked within marketing teams at financial services companies and written for both personal and institutional finance publications, covering areas such as banking, investment management, and wealth management. Through his financial writing background, Jake also became passionate about the intersection of finance and sustainability, such as with ESG and impact investing, and he now writes about corporate sustainability on his blog, Carbon Neutral Copy.

His writing has been published by The Economist, LA Times, Business Insider, CBS MoneyWatch, GOBankingRates, and many other publications. He has also created content for financial advisors, banks, and other financial services companies.