Renee Fleck

Type of rewards: Consider if you prefer cash back, travel rewards, points, or other types of rewards. It can help to have a general idea of <a href=\"https://www.bankrate.com/finance/credit-cards/points-and-miles-valuations/\"> how much different types of points are worth .
Earning rate: Some credit cards offer the same amount of rewards, while others offer bonus points in spending categories like groceries or dining out. You'll want to pick a credit card with maximum reward potential based on how you spend.
Introductory offers: Review welcome offers, such as bonus rewards or a 0% APR period for purchases or balance transfers.
Added perks: Some cards with no annual fee have benefits like purchase protection and extended warranties.
Interest rate and fees: Review the interest rates, late payment fees, foreign transaction fees, and other potential charges associated with the card.
Credit score requirement: The best credit cards on the market today require good to excellent credit. But there are also solid credit cards for fair credit and bad credit. Knowing your credit score can help you figure out which credit cards you can qualify for.

Editor

Renee Fleck is a student loans editor with over five years of experience in digital content editing. Her work has been featured in Fast Company, Morning Brew, and Sidebar.io, among other online publications. She is fluent in Spanish and French and enjoys traveling to new places.