Hannah Smith

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Earning rate: Some credit cards offer the same amount of rewards, while others offer bonus points in spending categories like groceries or dining out. You'll want to pick a credit card with maximum reward potential based on how you spend.
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Added perks: Some cards with no annual fee have benefits like purchase protection and extended warranties.
Interest rate and fees: Review the interest rates, late payment fees, foreign transaction fees, and other potential charges associated with the card.
Credit score requirement: The best credit cards on the market today require good to excellent credit. But there are also solid credit cards for fair credit and bad credit. Knowing your credit score can help you figure out which credit cards you can qualify for.

Editor

Bio and experience

Hannah Smith is a financial services editor specializing in personal loans. With a keen eye for detail and a passion for clarity in communication, Hannah has honed her skills in editing financial content to ensure accuracy, compliance, and reader engagement.

Hannah comes to editing from a linguistics background and works hard to deliver high-quality, informative, and accessible financial content. With a keen eye for detail and a love for language, they thrive on transforming content into polished works that captivate and resonate with an audience.

When Hannah is not editing, they are diving into the world of literature, RPGs, and pottery.

Education

Hannah earned a bachelor’s degree in English from Kennesaw State University and a master's degree in English from North Carolina State University.