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Why request private student loan options with Credible?

Traditional lenders
Multiple lenders compete to get you the best rate
No filling out duplicate forms
Get actual prequalified rates, not estimated ones
Finance almost any degree
Flexible repayment plans
San Francisco-based customer support 7 days a week
3-way phone support connecting you and lenders

Checking your rate won’t affect your credit score

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The process is also free!
  • No origination fees

    We make sure our partners do not charge loan origination fees on their loans.

  • No service fees

    Credible is 100% free to use to find your student loans and our customer support is always here to help.

  • No prepayment penalties

    There’s no prepayment penalty if you’d like to pay off your loans faster.

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Choose from a range of great options

Get personalized rates from multiple lenders in 2 minutes
Checking rates won't affect your credit

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Commonly asked student loan questions

By Jamie Young

Jamie Young is a Credible authority on personal finance. Her work has appeared on Time, CBS News, Huffington Post, Business Insider, AOL, MSN, and more.
Full bio

& Taylor Medine

Taylor Medine is a finance writer with over seven years of experience writing books, courses, guides, and articles. Her work has been published in Bankrate, USA Today, Business Insider, Credit Karma, and more.
Full bio

Updated May 28, 2021

Ready to get started?
Three easy steps and you're done
Get prequalified rates

Answer a few quick questions to request student loan rates from multiple lenders.

Select preferred lender

Choose a lender and provide a bit more information so your rates can be finalized.

Receive funds

Upload a few documents and your loan is then disbursed to your school.

Checking your rate won’t affect your credit score

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