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How to Choose Insurance for Every Life Stage

As your life changes, so do your insurance needs.Whether you're about to walk down the aisle, expanding your family or about to leave the workforce, protecting your assets with right amount of insurance coverage is key."As people become more successful, they're reluctant to change their insurance and become underinsured," says David Spencer, vice president of Premier Client Services at ACE Private Risk Services. And that can cost you money.Experts recommend reviewing your policies annually and whenever you experience a life event, such as attending college, making a major purchase like a car or new home, getting married, having a child, changing jobs, renovating a home, or caring for an elderly parent."Every time you hit one of these milestones, it's usually a good time to take the temperature and check the types of insurance and limits," says Elaine Baisden, vice president at Travelers Personal Insurance.When reviewing policies, make sure you are getting all the discounts you're eligi...

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