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Don't Pay that Total. How to Negotiate Your Medical Bills

We have no problem haggling over the price of a car or home, so why not our medical bills?"Medical bill professionals often negotiate bills down $10,000, $20,000 or $30,000," says Christine LaMontagne, vice president of NerdWallet Health. "It's possible for consumers, patients or caregivers to get the same results."Medical debt is a main contributor to personal bankruptcy filings, so it's in every consumer's best interest to learn how to lower their costs.Experts say patients need to know the fair market price for a procedure or treatment before making any decisions so they can plan accordingly. Information about the cost for different treatments based on the region or even city is readily available online. Consumers can also find the rate the government pays for medical procedures online, which LaMontagne says can often be 25% less than even what insurance companies' pay.  Once patients determine the fair price, it's time to dissect a bill to make sure there aren't duplicate charges o...

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