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Six Ways to Resist Debt Pushers

Think America learned its lesson from the financial crisis? Guess again.Americans were shaken enough by the Great Recession to reduce their debt levels -- for one year, back in 2009. Since then consumer credit outstanding has increased in each of the subsequent three years, and is rising again so far in 2013. As a result, the amount consumers owe is higher than ever.Easy moneyPart of the problem is that consumers are constantly bombarded by inducements to borrow money. The debt pushers are everywhere: credit card offers in your mailbox, extended-term auto loans at your car dealer, reverse mortgage and home equity pitches on your television, pension-advance salesmen on your telephone and payday lenders in your neighborhood.If you respond to just a fraction of these come-ons, you will go further and further into debt . In today's society, one of the keys to getting ahead financially is learning to resist the debt pushers.Here are six steps you can take to avoid them:Limit your number of ...

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