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Bernanke's prepared testimony to Joint Economic Committee

Below is the text of Federal Reserve Chairman Ben Bernanke's prepared testimony on the U.S. economy to the congressional Joint Economic Committee on Wednesday.Chairman Brady, Vice Chair Klobuchar, and other members of the Committee, I appreciate this opportunity to discuss the economic outlook and economic policy.Current Economic ConditionsEconomic growth has continued at a moderate pace so far this year. Real gross domestic product (GDP) is estimated to have risen at an annual rate of 2-1/2 percent in the first quarter after increasing 1-3/4 percent during 2012. Economic growth in the first quarter was supported by continued expansion in demand by U.S. households and businesses, which more than offset the drag from declines in government spending, especially defense spending.Conditions in the job market have shown some improvement recently. The unemployment rate, at 7.5 percent in April, has declined more than 1/2 percentage point since last summer. Moreover, gains in total nonfarm pa...

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  1. Al's Emporium: Pets on Food Stamps

    If you believe the economy is improving, you've likely never met someone who still can't afford a can of cat food.Marc Okon, who has worked as a stockbroker, entrepr...

  2. Health-Care Reform Could Help You Retire Early

    Thanks to the Affordable Care Act (ACA) things may be looking up for 50 to 64 year-olds who have lost their jobs or want to retire early. Boomers that fall into this...

  3. As Biotechnology Stocks Soar, Bubble Talk Percolates

    Biotechnology stocks are quite healthy right now, but some think they are due for a cold.The sector is on a run not seen since the go-go days of the late 1990s, bols...

  4. Are You a Corporate Warrior?

    Maintaining health and wellness takes commitment and employers should be playing an active role.Americans typically work 8 to 10 hours a day at least five days a wee...

  5. Small Business Owners Want Change on Obamacare

    Three years after the Affordable Care Act was passed, the House Small Business Committee hears from small business owners to find out how they’re faring under the new law.

  6. How to Control the Costs of a Parent with Dementia

    The cost to care for a family member suffering from dementia is increasing at a rapid rate, putting adult children in a financially-tough position. According to The ...

  7. Glaxo's Avandia Appeal Rejected

    The U.S. Supreme Court on Monday cleared the way for health insurer Humana Inc. (HUM) to sue GlaxoSmithKline PLC (GSK, GSK.LN) for the recovery of health-care expens...

  8. Employers Dropping Insurance Coverage: A Decade Old Trend

    Employees are increasingly losing employer-sponsored health-care plans, but they can't blame the new health-care reform entirely for their lost coverage. New data sh...

  9. Health Care Costs Can Make You Sick in Retirement

    It's not your father's retirement, thanks to health care costs.Once they retire, workers today are less likely than their parents or grandparents to enjoy the standa...

  10. How to Minimize Taxes in Retirement

    One of the biggest challenges in retirement planning is how to make your money last a lifetime and cover all our costs of living as well as the adventures we plan fo...

  11. CVS Caremark Might As Well Let Them Eat Kale

    I lost track of how many times Josh Stevens used the word "kale."Mr. Stevens is CEO of a San Francisco-based Internet startup called Keas. Founded by former Google e...

  12. California Insurance Commissioner Criticizes Wellpoint Rate Hikes

    California Insurance Commissioner Dave Jones called recent rate increases by WellPoint Inc.'s (WLP) Anthem Blue Cross Life and Health Insurance Company "excessive an...

  1. How to Factor in Health Costs into Your Retirement Planning

    Boomers planning on relying on just Medicare to cover their health-care costs in retirement better think again.    With health care costs rising two to three times f...

  2. Merck KGaA to Reach 2014 Outlook One Year Early, 1Q Profit Up

    German pharmaceutical retailer Merck KGaA (MRK.XE) Tuesday said it expects to achieve the guidance it gave for 2014 already one year earlier, after reporting a solid...

  3. Six Global Destinations for an Affordable Retirement

    Six Cheap Places to Retire AbroadOver the 20th century, many retirees moved from New England, California and the Midwest to the sunny and sparsely populated Sun Belt...

  4. Cigna Earnings Drop on Charge, But Guidance Raised

    Cigna Corp.'s (CI) first-quarter earnings fell 85%, weighed down by a charge pegged to exiting its annuity business, but the health insurer was helped by light medic...

  5. Prudential Financial 1st-Quarter Loss Narrows on Revenue Growth

    Prudential Financial Inc.'s (PRU) first-quarter loss narrowed as the insurer posted stronger revenue from premiums, helping mask higher investment losses.Persistent ...

  6. How to Get Health Care Funded by the Crowd

    Even with insurance, it's become increasingly hard for patients to cover their health-care costs, prompting them to look for alternative ways to cover their bills.Ma...

  7. Health Net Posts First-Quarter Gain Amid Recovery from Rocky 2012

    Health Net Inc. (HNT) posted a stronger-than-expected profit for the first quarter, helped by light health-care usage trends, as the health insurer continues to rebo...

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