Fox Business - The Power to Prosper
Search Site

Credit Report

Anxious About the Mortgage Process? Start Here

Let's be frank: It's not easy to get a home mortgage. Nor is it impossible. In fact, millions of people apply for and obtain a new mortgage every year.If you want to get a mortgage but you're anxious about the process, you might want to start with online research and self-education.Online is where most people begin, according to research from the National Association of Realtors, or NAR. Researching online can help you get comfortable with the process and find professionals to contact.Eventually, you'll have to reach out to a live person to move forward. As Ken Pozek, a Realtor with Keller Williams Realty in Northville, Mich., says, "You can't figure out everything using an app."Until you talk to someone who's very knowledgeable, you might forget to ask about private mortgage (insurance), homeowner association dues -- there are so many little idiosyncrasies. It's the mortgage professional's job to walk you through that," Pozek says.Realtor, lender teamworkTypically, you'll need to choo...

Read More

  1. Lowering Your Interest Rate: HELOC vs. 0% Credit Card

    Dear To Her Credit, I need some sound advice on how to proceed with our current debt situation. We have one credit card -- a Visa, with a $30,000 limit. It has a hig...

  2. Answers to 10 Most Popular Auto Questions

    Just because most Americans own a car doesn't mean it's always easy. Here are the most common questions posed to Driving for Dollars, and their answers.Should I trad...

  3. Having the Retirement Talk with Your Spouse

    Imagining retirement, like dreaming of vacation or if you win the lottery, can be fun. But what if you and your spouse are picturing very different things? Getting o...

  4. Is cosigning on a loan a good idea?

    Real estate expert Kendra Todd weighs in on parents cosigning for their children.

  5. Condoleezza Rice joins Dropbox board, protests begin

    Kadina Group President Gary B. Smith, Money Map Press’ Keith Fitz-Gerald and MAXfunds.com editor Jonas Max Ferris on the IRS, anti-Dropbox protests and the markets.

  6. Ah, to be Young and Have a Near-Perfect Credit Score

    Dear Opening Credits,Hey, I'm 23 with a credit score of 772. I have the Marriott Rewards credit card, Chase Sapphire Preferred credit card, and the Chase Freedom cre...

  7. Answers to 10 Tough Debt Questions

    If getting out of debt and staying out of debt were easy, everyone would do it. With over $3 trillion in consumer debt outstanding, that's clearly not the case. Here...

  8. Wells Fargo Profit Rises 14%, Beats Expectations

    Wells Fargo (NYSE:WFC) reported a 14% increase in its first-quarter earnings, easily beating Wall Street estimates as lower provisions for bad loans offset weakness ...

  9. Your Bank May Not Be Offering the Best Refinancing Deal

    Planning to refinance your house? Figure you'll make it easy by opting to refinance through your current mortgage holder? If yes, beware of offers too good to be tru...

  10. Here's Why You Need to Check Your Child's Credit Report

    Parents have plenty of reasons to worry about how their kids will handle money and credit. How can you get them to save? Will they get a good job when they are on th...

  11. SECURE Act would help you clear up credit-reporting errors

    Citing widespread errors in consumer credit reports, two U.S. senators have proposed a bill that would make it easier for people to learn about and challenge errors,...

  12. Security Bug: Why You Need to Change Online Passwords Now

    You know that little padlock you see in the corner of your web browser, the one that says you have a secure Internet connection? It pops up when you visit sites like...

  1. Clean Up Credit Before Finding New Apartment

    Dear To Her Credit,How do you go about having an eviction removed from your credit report?My boyfriend and I want to rent a place together, but he has a few delinque...

  2. The Slacker's Guide to Saving for Retirement

    Whether retirement is coming soon or feels far away, it's something you need to think about. Include it as part of your budget, even if only to remind yourself that ...

  3. How to perform a credit transfusion on your spouse

    Dear Opening Credits,My husband made very poor choices in his past and has some adverse accounts which won't go off his credit history until mid-2016. His score is 6...

  4. Expert Advice: Take the Slow, Steady Road to Good Credit

    Steve Bucci doesn't believe in quick credit fixes. The author of "Credit Repair Kit for Dummies" sees our credit histories as carefully woven tapestries created over...

  5. Take these Steps If You Did Your Taxes Wrong

    You know that feeling when finish writing an email, press "send" and immediately realize you made a mistake (aka one of the worst feelings ever)? Once you're done ye...

  6. Could Not Paying a Debt Land You in Jail?

    After allegedly cashing the same checks more than once (by phone and in person), four Georgia football players were recently charged with theft by deception. It's a ...

  7. Credit Card Tips for the Unemployed

    So you recently lost your job? Becoming unemployed is scary, to say the least. You're not sure when you'll find employment, and you may not receive unemployment insu...

‹ Prev12345Next ›
Freebase CC-BY
Source: Credit Report on Freebase, licensed under CC-BY
Other content from Wikipedia, licensed under the GFDL