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Tips for Planning Your Estate for the Digital Age

As we spend more of our lives online -- banking, collecting credit card rewards points, playing virtual reality games, creating photo albums, emailing, tweeting -- it's increasingly important to consider how beneficiaries can access those accounts and any assets they hold, once we're gone."It used to be when someone passed away, there were all these clues -- a paper trail around the house about what the deceased person owned and owed," says Karin C. Prangley, an estate attorney at Krasnow Saunders Kaplan & Beninati in Chicago. "Now there is no more paper trail. All of that is digital. It's a big deal because it's hard to get at that digital information."Ignorance can be costly. "If you can't get into this person's email account, if you have no idea where this person banks ... the [deceased] person may have a million dollar account at Fidelity, but you just don't know, says Prangley. "Maybe the person had an insurance policy, maybe the person had an online store selling a specialized pr...

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