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Credit Unions Come in Many FlavorsCredit unions come in all stripes and colors.Currently, there are 7,200 credit unions in the U.S., according to the Credit Union National Association. And not all of them are just community-related. Your church, university or even your military branch may offer its own credit union with sweet deals and special perks, such as a no-minimum checking account that also pays interest.And that's on top of the better loan rates and fewer bank fees offered by credit unions nationwide, says Bill Cheney, CEO of CUNA. On average, a family saved about $130 last year by using credit unions rather than banks, he says."There's a credit union for everyone," Cheney says. "You just have to find it." To see if your university, church or other affiliate has a credit union, visit aSmarterChoice.org.Before plunking down your money, make sure the credit union's deposits are insured by the National Credit Union Administration.As you research credit unions as a banking alternat...
Several local governments in China have announced new measures to restrict financing to potential homebuyers, triggering market concerns about a fresh wave of tighte...
The U.S. Federal Housing Administration will raise fees and implement other "aggressive measures'' so it may not need taxpayer money to cover a projected deficit for...
Graham Fisher & Co. Managing Director Joshua Rosner argues that home sales are being driven by investors and that credit availability remains tight.
'Steve Crowley’s American Scene' host Steve Crowley, 'StreetTalk Live' host Lance Roberts and FinishRich.com founder David Bach on the market environment.
Between all the paperwork, credit checks and required documentation, the mortgage process can be intimidating to first-time buyers—but it doesn't have to be."It's fa...
Federal officials handed down new rules on mortgage-lending practices aimed at reducing risky loans and protecting consumers from mortgage abuse, and will change the...
Rapid Realty CEO Anthony Lolli discusses why he is optimistic about the real-estate market this year.
Graham Fisher & Co. Managing Director Joshua Rosner on the outlook for the housing market.
David Lykken of Mortgage Banking Solutions on the fiscal cliff and the housing market.
Barbara Corcoran, Corcoran founder, weighs in on the FHA’s shortfall and the ripple effect a bailout will have on the housing market.
The mortgage market is finally showing signs of stabilization, but the Federal Housing Administration is starring down the barrel of $16.3 billion in losses and taxp...
Buying a home is the most expensive purchase you'll most likely ever make and as a first-time buyer, it's easy to doubt your decision since it should stay with you f...
Over the past two years, few if any sector ETFs have rivaled the iShares Dow Jones U.S. Home Construction Index Fund (NYSE:ITB) and the SPDR S&P Homebuilders ETF (NY...
5 Housing and Mortgage Trends in Spring 2013Homeowners who endured years of declining home values will discover that the game has changed in their favor.With low mor...
NMI Holdings Inc., a new mortgage insurer, sold its first policies earlier this month, becoming just the second new company to enter the niche market of insuring hom...
First-time homebuyers are crucial to healthy housing markets because they enable existing home owners to sell their current home and purchase another one. That means...
With the cost of tuition, loan delinquencies and student debt all on the rise, millennials aren't able to enter the housing market at the same age as their predecess...
First-time homebuyers often cite the lack of down payment money as the biggest obstacle to making the transition from renter to homeowner. But these buyers may be mi...
The first-time homebuyer tax credit has made it possible for many people to own a house.The original first-time homebuyer tax credit provided buyers with a tax credi...
