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Credit Card Accountability Responsibility and Disclosure

Illegal immigrants pursue driver’s licenses in Arizona

The Wall Street Journal Editorial Board’s Mary Kissel weighs in on immigration in America.

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  1. Surprise! Many Credit Card Agreements Allow Repossession

    Numerous credit cards, including some big-name store cards, allow the lender to seize items you bought if you don't finish paying for them, an analysis by CreditCard...

  2. How are Extra Credit Card Payments Applied?

    Dear Credit Card Adviser,Is it true that if you make two credit card payments in a month, only the first one can be used toward the interest payment? And, if so, who...

  3. How to Pick a Credit Card for College

    It used to be pretty easy to get a credit card as a college student. In fact, it usually only required filling out a form attached to a clipboard and walking away wi...

  4. Erroneous Loan Default Report Won't Affect Other Credit Accounts

    Dear Let's Talk Credit,I had perfect credit until a very large collection appeared out of nowhere. It's something I will be fighting with an attorney. The collection...

  5. Bank Of America Ramps Up Credit Card Loans

    Bank of America Corp's credit card unit did something surprising in the third quarter: it grew.The second largest U.S. bank has been cleaning up and shrinking its cr...

  6. Credit Card Late Fees Could Rise in 2014

    Inflation may be almost whipped, but there was enough of it last year to cause a $1 increase in the late fees that credit card issuers may charge to first-time offen...

  7. On-Campus Credit Card Deals Fading Away

    Their on-campus credit card activities now closely monitored by federal regulators, financial institutions increasingly are turning to debit cards, prepaid cards and...

  8. Entrepreneurial and Under 21? You'll Need to Build a Credit Record

    Dear Your Business Credit,I need a credit card to get credit history, because I want to open up a carpet cleaning business. I am only 20 and just got a job at a loca...

  9. How to Get a Credit Card in College

    Wanting or needing credit isn't always as simple as filling out an application. Even college students, who have a lot of financial services marketed to them, may fac...

  10. Gift Cards 2013: Reload, Please

    A new survey of gift cards by CreditCards.com and Bankrate.com shows that retailers are increasingly asking us to register and reload our cards, turning them into th...

  11. Many Young Adults Handle Credit Well -- but Will Yours?

    When Congress enacted the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 -- which made it illegal to issue a credit card to anyone unde...

  12. Where are All the Fixed-Rate Credit Cards?

    Dear Credit Card Adviser, I'm looking for a fixed-rate credit card and I can't seem to find any. I don't like variable APRs; they feel "sneaky" and just plain wrong....

  1. Will lower gas prices boost retail spending?

    Wells Fargo Chief Portfolio Strategist Brian Jacobsen on Black Friday retail sales, wages and the U.S. economy.

  2. Hackers breach some White House computers

    Identity Theft 911 founder Adam Levin on the hacking of the White House’s unclassified network.

  3. Credit Cards: The CFPB's Agenda for 2014

    The Consumer Financial Protection Bureau, or CFPB, the federal consumer watchdog, has demonstrated that its bite is as big as its bark when it comes to credit cards....

  4. Is it OK for Merchants to Accept Credit Cards from Minors?

    Dear Your Business Credit,Can I accept a credit card payment from a minor at a medical facility if it's offered? - MitchellDear Mitchell,I'm going to assume that you...

  5. Debit cards on campus under scrutiny

    At more than 800 U.S. colleges and universities, college students can access certain types of financial aid they receive via multipurpose debit cards. These all-in-o...

  6. Credit Cards and Borrowing for Business

    Do you own or manage one of the nearly 28 million small businesses in America? If so, you'd have been exceptionally lucky to have avoided some of the very nasty effe...

  7. Medical Card Pays for Endorsements

    The CareCredit medical card has been fined by regulators for deceptive marketing, but it gets high marks from health care groups. Over 100 professional groups -- inc...

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