Wednesday, April 7, 2010 as of 11:14 AM ET
David L. Ramsey III (born September 3, 1960) is an American financial author, radio host, television personality, and motivational speaker.
Read More at Wikipedia ›Dear Dave,I'm a single dad with two teenagers at home.
My 15-year-old son wants to open a checking account of his own, but he doesn't want me or anyone else to have access to it. Should I just let him do this and suffer the consequences I know are coming?TimDear Tim,When it comes to 15-year-olds, as a parent you have every right to say, "My food, and my roof. You do what I say." With kids this age you never know what you're getting. Half the time you're talking to a 35-year-old, and the other half they're 5 again.At that age, I think you let them do, or not do, these things based on their ability to perform well in life. To the extent they behave and show some sense, you lengthen then rope and give them more freedom and privileges. If they act like doofuses, you shorten the rope. Remember, no is a complete sentence. Can you tell I've raised teenagers ?If it were my son, I'd sit him down and gently explain that he doesn't have the capacity or knowledge to manage this idea by himself jus...Dear Dave,Is it ever a good idea to sell your home and buy a smaller, less expensive one in order to get out of debt more quickly?-AutumnDear Autumn,It's a good idea...
The Dave Ramsey Show host Dave Ramsey sounds off on pre-college student loans.
Dear Dave,My husband works two hours away from home. He gets up at 3 a.m. and doesn't get home until 7 p.m. We have a fully funded emergency fund, and he makes $95,0...
Dear Dave,I want to keep one of our credit cards open and use the bill-pay option for utilities and other monthly bills. I want to do this so we can continue earning...
Record numbers of banking executives packed a well-known resort outside Orlando in the latter half of March to swap industry gossip and to show off the latest innova...
Dear Dave,Is there some way to put a block on a credit report prior to sending a kid to college, so that the credit card hustlers can’t get to them?-TrevorDear Trevo...
Dear Dave,I was wondering why you recommend doing a fresh budget every month. Once you’ve figured out your expenses and income, won’t the same budget work month to m...
Dear To Her Credit,Where can one find local finance courses to improve personal finances? I need to learn how to boost my credit score, find out how much debt I have...
Dear Dave,We keep getting offers in the mail from a law firm that offers to protest the assessed value of our home for property tax purposes. They say that we’ll pay...
Radio host Dave Ramsey discusses whether student loans could be the nation’s next financial crisis.
Dear Dave,My husband and I have been through Financial Peace University. I’ve always been the numbers nerd, although he’s catching on and doing pretty well. He has a...
Dear Dave,My husband’s company recently told everyone that massive layoffs are coming, and they should start looking for other jobs. Right now, all of his options ar...
Personal Capital CEO Bill Harris on the biggest mistakes that newfound millionaires should avoid.
Dear Dave,I have a problem with impulse spending. I switched to a debit card so that the money comes straight out of my checking account, but I still buy things I kn...
Dear Dave,I'm about to complete Baby Step 3. I've been very intense about following your plan, but I was wondering if there's ever any kind of frustration or letdown...
Socking away your money in a bank account leaves many investors queasy -- and for good reason. Personal loss resulting from bank failures has affected too many Ameri...
Dear Dave,I just lost my job due to company-wide layoffs. I have an emergency fund, but I'm losing my health insurance. Our state has a program that covers children'...
Dear Dave,Does it matter whether it's the husband or the wife who keeps the checkbook and pays the bills? Lots of people say that kind of thing is the man's job, but...
SmartCredit.com Consumer Education President John Ulzheimer on the lack of financial literacy of college students.
